Hamilton County, New York

Income Data

-10% vs. New York average
$68,950
Median Household Income
$41,820
Per Capita Income

At a Glance

Median Household Income
$68,950
-10% vs. state avg
Per Capita Income
$41,820
+6% vs. national
Income-to-Housing Ratio
28.5%
income as % of home value
Rank in New York
#35 / 62
by median household income

How Hamilton County Compares

Hamilton County$68,950
New York Average$76,433
National Median$74,755

Detailed Income Statistics

$68,950
Median Household Income
$41,820
Per Capita Income
$242,000
Median Home Value
28.5%
Income-to-Housing Ratio

Data Story

About Household Income in Hamilton County, New York

Hamilton trails national income benchmark

Hamilton County's median household income of $68,950 falls 7.8% below the national median of $74,755, reflecting regional economic constraints. The $5,805 annual shortfall affects household purchasing power and long-term savings capacity.

Mid-tier within New York counties

Hamilton County ranks 38th of 62 New York counties for median household income, falling $7,483 short of the state average of $76,433. However, per capita income of $41,820 exceeds the state average by 1.7%, suggesting concentrated higher earners in the county.

Regional income middle ground

Hamilton's $68,950 median positions it between Fulton County ($62,615) and Genesee County ($72,055), serving as a bridge county in regional earnings. It outearns rural Fulton and Franklin but trails stronger neighbors like Greene.

Tight housing affordability equation

Hamilton County's rent-to-income ratio of 15% signals affordability, but median home values of $242,000 require roughly 3.5 years of median household income—a heavy lift for typical earners. The gap between rental and ownership affordability suggests limited middle-income homebuying options.

Strategic wealth-building essential

Hamilton County households should focus on maximizing employer retirement benefits and building emergency savings to weather economic uncertainty. Consider lower-cost index funds and automatic investment plans to build wealth despite modest income gains.

Frequently Asked Questions

What is the median household income in Hamilton County, New York?
The median household income in Hamilton County, New York is $68,950, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Hamilton County?
The per capita income in Hamilton County is $41,820, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $68,950.
How does Hamilton County compare to the New York average?
Hamilton County's median household income of $68,950 is lower than the New York state average of $76,433. The per capita income is $41,820, compared to the state average of $41,133.
What is the per capita income in Hamilton County, New York?
The per capita income in Hamilton County, New York is $41,820, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Hamilton County a low-income area in New York?
Hamilton County's median household income of $68,950 is below the New York average of $76,433. The per capita income of $41,820 is also comparable to the state average of $41,133. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Hamilton County rank for income in New York?
Hamilton County ranks #35 out of 62 counties in New York by median household income (1 = highest). With a median household income of $68,950 and per capita income of $41,820, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Hamilton County

$
1.00x

Your income is above the Hamilton County median

County median: $68,950 per year

vs. County Median

+0%

vs. State Average

-10%

vs. National Median

-8%

vs. Hamilton County MedianAbout equal
vs. New York Average10% below
vs. National Median8% below

Income Adequacy

Monthly income covers median rent6.7x

Your monthly income ($5,746) vs. median rent ($860/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Hamilton County, New York? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

Start Investing

Counties with Similar Income Levels

Sponsored

Compare Financial Products in New York

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.