Morgan County, Alabama

Income Data

+20% vs. Alabama average
$64,858
Median Household Income
$34,510
Per Capita Income

At a Glance

Median Household Income
$64,858
+20% vs. state avg
Per Capita Income
$34,510
-13% vs. national
Income-to-Housing Ratio
33.6%
income as % of home value
Rank in Alabama
#8 / 67
by median household income

How Morgan County Compares

Morgan County$64,858
Alabama Average$54,196
National Median$74,755

Detailed Income Statistics

$64,858
Median Household Income
$34,510
Per Capita Income
$193,000
Median Home Value
33.6%
Income-to-Housing Ratio

Data Story

About Household Income in Morgan County, Alabama

Morgan approaches the national average

Morgan County's median household income of $64,858 is 13% below the U.S. median of $74,755, a narrower gap than most Alabama counties. With per capita income at $34,510, Morgan demonstrates stronger earning capacity than regional and state peers.

Alabama's income standout

Morgan County ranks significantly above Alabama's state median of $54,196, earning $10,662 more per household annually. This 20% advantage places Morgan among Alabama's highest-income counties, well ahead of the state average in per capita earnings at $34,510.

Morgan leads the region clearly

Morgan's $64,858 median income tops every comparable county in the group—Mobile ($58,119), Montgomery ($58,153), and Randolph ($51,551) all trail significantly. Morgan's 15.4% rent-to-income ratio is also the region's lowest, indicating the strongest balance between earning and housing costs.

Balanced housing costs unlock savings

Morgan's rent-to-income ratio of 15.4% is the healthiest in this peer group, allowing households to spend less on housing and redirect funds to other goals. With median home values at $193,000, the typical Morgan family can afford homeownership while maintaining healthy financial reserves.

Morgan households can build aggressively

With strong income and controlled housing costs, Morgan residents can allocate 15-20% of household earnings to retirement, education savings, and investment accounts. This financial flexibility creates opportunities for wealth-building through home equity, diversified portfolios, and long-term asset accumulation.

Frequently Asked Questions

What is the median household income in Morgan County, Alabama?
The median household income in Morgan County, Alabama is $64,858, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Morgan County?
The per capita income in Morgan County is $34,510, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $64,858.
How does Morgan County compare to the Alabama average?
Morgan County's median household income of $64,858 is higher than the Alabama state average of $54,196. The per capita income is $34,510, compared to the state average of $29,701.
What is the per capita income in Morgan County, Alabama?
The per capita income in Morgan County, Alabama is $34,510, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Morgan County income higher than the Alabama average?
Morgan County's median household income of $64,858 is higher than the Alabama average of $54,196. This difference of $10,662 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Morgan County rank for income in Alabama?
Morgan County ranks #8 out of 67 counties in Alabama by median household income (1 = highest). With a median household income of $64,858 and per capita income of $34,510, it falls in the top third of counties statewide.

Income Comparison Calculator

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County median: $64,858 per year

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vs. State Average

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vs. National Median

-13%

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vs. Alabama Average20% above
vs. National Median13% below

Income Adequacy

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.