Frederick County, Maryland
Income Data
At a Glance
How Frederick County Compares
Detailed Income Statistics
Data Story
About Household Income in Frederick County, Maryland
Frederick ranks among wealthiest U.S. counties
Frederick County's median household income of $120,458 exceeds the national median of $74,755 by 61%, placing it solidly in America's upper-income tier. The county's blend of federal employees, healthcare workers, and tech professionals drives this strong earnings profile.
Third-highest income in Maryland
Frederick County ties with Charles County for the third-highest median household income in Maryland at $120,458, behind only Howard and Montgomery counties. The county surpasses Maryland's statewide average of $94,152 by a substantial margin.
Economic powerhouse of western Maryland
Frederick County's $120,458 median far exceeds surrounding rural counties like Garrett ($69,031) and rural neighbors across the region. The county's position along the I-270 corridor and proximity to Washington, D.C., fuels higher wages and professional employment.
Housing affordability requires caution
Despite strong incomes, Frederick County's median home value of $437,700 and rent-to-income ratio of 17.0% signal tight housing markets. High earners here should carefully assess mortgage obligations relative to their household income before purchasing.
Leverage income to diversify investments
Frederick County residents benefit from incomes well above national averages, creating opportunity to invest beyond primary residences. Consider tax-advantaged retirement accounts, real estate investment trusts, and diversified stock portfolios to compound wealth.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Frederick County median
County median: $120,458 per year
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vs. State Average
+28%
vs. National Median
+61%
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.