Seward County, Kansas
Income Data
At a Glance
How Seward County Compares
Detailed Income Statistics
Data Story
About Household Income in Seward County, Kansas
Seward County Below National Income Standards
Seward County's median household income of $62,269 trails the national median of $74,755 by $12,486—a 16.7% gap placing it below half of U.S. counties. Per capita income of $29,053 significantly lags both national and state averages, indicating limited individual earning power. Despite modest household income, Seward County faces broader income challenges common to rural agricultural and rural industrial regions.
Below Kansas Average but Moderate Performance
Seward County's median household income of $62,269 ranks below Kansas's state average of $64,428 by $2,159, placing it in the lower-middle tier statewide. Per capita income of $29,053 falls well below the state average of $34,748, suggesting limited individual earning opportunities or higher unemployment. Seward County occupies the lower-to-middle range among Kansas counties economically.
Moderate Income with Higher Housing Burden
Seward County's $62,269 median income sits between rural peers like Rush County ($60,288) and Saline County ($63,316), creating middling performance. However, the rent-to-income ratio of 17.8% is the highest in this sample, indicating housing costs consume more income here than in most neighbors. The median home value of $134,000 is moderate, suggesting rent pressures rather than home-buying costs drive the ratio upward.
Rent-to-Income Ratio Signals Affordability Strain
Seward County's rent-to-income ratio of 17.8% is the highest in this eight-county comparison, indicating renters dedicate more of limited income to housing here. The $134,000 median home value is manageable, but combined with below-average per capita income, housing remains a significant household budget constraint. Families earning below the $62,269 median face genuine affordability challenges, particularly in rental markets.
Prioritize Income Growth and Emergency Savings
Seward County households at $62,269 with the nation's lowest per capita income sample should prioritize stable employment and skill development to increase earning power. Build emergency savings of 6-12 months immediately, given tight housing ratios and low per capita income suggesting vulnerability. Even modest investments in tax-advantaged accounts ($100-200/month) compound significantly over decades; start immediately regardless of income level to build long-term wealth and security.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Seward County median
County median: $62,269 per year
vs. County Median
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($5,189) vs. median rent ($924/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.