Luzerne County, Pennsylvania
Income Data
At a Glance
How Luzerne County Compares
Detailed Income Statistics
Data Story
About Household Income in Luzerne County, Pennsylvania
Luzerne falls short of national median
Luzerne County's median household income of $62,321 trails the national median of $74,755 by $12,434, or 17%. The county's legacy dependence on coal and heavy manufacturing contributes to below-average earnings relative to the broader U.S. economy.
Below Pennsylvania state average
At $62,321, Luzerne County ranks below Pennsylvania's median of $69,614 by $7,293 annually. The county ranks in the lower half statewide and is the third-lowest earner among the eight counties analyzed.
Lower-income regional standing
Luzerne households earn $4,458 less than Lackawanna County and only slightly more than Lawrence County ($60,779). The county trails the regional leaders Lancaster and Lehigh by approximately $15,000–21,000 in median household income.
Housing costs press household finances
Luzerne's 18.4% rent-to-income ratio approaches affordability limits, indicating housing consumes significant portions of family budgets. Median home values of $163,800 remain within reach for households at the median income but leave limited cushion.
Moderate income demands disciplined saving
With per capita income at $34,857, Luzerne households benefit from automating modest contributions to employer 401(k) plans and high-yield savings accounts. Even $100–150 monthly in consistent, low-cost index fund investments can accumulate meaningful retirement assets.
Frequently Asked Questions
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Income Comparison Calculator
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County median: $62,321 per year
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vs. State Average
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vs. National Median
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Your monthly income ($5,193) vs. median rent ($958/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.