Gallatin County, Kentucky

Income Data

+11% vs. Kentucky average
$62,247
Median Household Income
$30,216
Per Capita Income

At a Glance

Median Household Income
$62,247
+11% vs. state avg
Per Capita Income
$30,216
-23% vs. national
Income-to-Housing Ratio
36.7%
income as % of home value
Rank in Kentucky
#36 / 120
by median household income

How Gallatin County Compares

Gallatin County$62,247
Kentucky Average$55,909
National Median$74,755

Detailed Income Statistics

$62,247
Median Household Income
$30,216
Per Capita Income
$169,400
Median Home Value
36.7%
Income-to-Housing Ratio

Data Story

About Household Income in Gallatin County, Kentucky

Gallatin closes 17% of national gap

Gallatin County's median household income of $62,247 trails the U.S. median of $74,755 by $12,508, or 17%. This positions Gallatin solidly above median for American counties and reflects its northern Kentucky location.

Above-average Kentucky earner

Gallatin's income of $62,247 exceeds Kentucky's state average of $55,909 by $6,338, placing it in the upper tier of state counties. Its per capita income of $30,216 modestly outpaces the state average of $29,616.

Strong peer among northern counties

Gallatin ($62,247) ranks fourth among the eight profiled counties, trailing only Fayette and Franklin but competitive with Garrard ($62,572). Gallatin's proximity to the Cincinnati metropolitan area supports stronger income growth.

Manageable housing costs, solid fundamentals

Gallatin's rent-to-income ratio of 16.5% is the second-lowest among profiled counties, reflecting strong housing affordability. Median home values of $169,400 align reasonably with household earning power.

Gallatin families can prioritize investing

With $62,247 median household income, Gallatin residents have meaningful capacity to fund college savings, retirement accounts, and diversified investments. Strategic financial planning positions households for generational wealth building.

Frequently Asked Questions

What is the median household income in Gallatin County, Kentucky?
The median household income in Gallatin County, Kentucky is $62,247, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Gallatin County?
The per capita income in Gallatin County is $30,216, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $62,247.
How does Gallatin County compare to the Kentucky average?
Gallatin County's median household income of $62,247 is higher than the Kentucky state average of $55,909. The per capita income is $30,216, compared to the state average of $29,616.
What is the per capita income in Gallatin County, Kentucky?
The per capita income in Gallatin County, Kentucky is $30,216, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Gallatin County income higher than the Kentucky average?
Gallatin County's median household income of $62,247 is higher than the Kentucky average of $55,909. This difference of $6,338 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Gallatin County rank for income in Kentucky?
Gallatin County ranks #36 out of 120 counties in Kentucky by median household income (1 = highest). With a median household income of $62,247 and per capita income of $30,216, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Gallatin County

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Your income is above the Gallatin County median

County median: $62,247 per year

vs. County Median

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vs. State Average

+11%

vs. National Median

-17%

vs. Gallatin County MedianAbout equal
vs. Kentucky Average11% above
vs. National Median17% below

Income Adequacy

Monthly income covers median rent6.0x

Your monthly income ($5,187) vs. median rent ($858/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.