Hardin County, Iowa
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Hardin County Compares
Detailed Income Statistics
Income Advisory: Hardin County
Income Verdict
Hardin County has a median household income of $64,906 and per capita income of $33,765 — a gap of $31,141, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $814/month and a median household income of $64,906, rent consumes approximately 15.0% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $64,906, residents of Hardin County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $33,765 is in line with national norms for individual earners.
Neighbor Context
Hardin County earns approximately 7.1% below the Iowa state median household income of $69,830.
Data Story
About Household Income in Hardin County, Iowa
Hardin Trails National Income Standard
Hardin County's median household income of $64,906 lags the national median of $74,755 by $9,849, placing it in the bottom third nationally. This significant gap reflects challenges common to rural Midwestern counties competing with higher-wage urban centers.
Below Iowa's State Average
At $64,906, Hardin County falls $4,924 below Iowa's state median of $69,830, ranking it in the lower half of Iowa's 99 counties. This gap suggests the local economy faces headwinds relative to stronger performing regions in the state.
One of the Region's Weakest Earners
Hardin County's $64,906 median income ranks among the lowest in its north-central cluster, significantly trailing Harrison County ($77,027) and Iowa County ($72,185). Only Henry County ($64,604) performs comparably in this immediate region.
Housing Affordability Slightly Strained
Hardin County's 15.1% rent-to-income ratio remains affordable but edges closer to stress than neighbors, indicating households spend a larger share of earnings on housing. With a median home value of $113,000, the gap between income and housing costs warrants careful household budgeting.
Strategic Savings Unlock Future Security
With median household income of $64,906, Hardin County residents benefit from affordable housing but must prioritize consistent saving to build wealth. Even modest monthly contributions to a retirement account or emergency fund compound significantly over time.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Hardin County
Your income is above the Hardin County median
County median: $64,906 per year
vs. County Median
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vs. State Average
-7%
vs. National Median
-13%
Income Adequacy
Your monthly income ($5,409) vs. median rent ($814/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.