Elkhart County, Indiana

Income Data

-4% vs. Indiana average
$65,617
Median Household Income
$31,850
Per Capita Income

At a Glance

Median Household Income
$65,617
-4% vs. state avg
Per Capita Income
$31,850
-19% vs. national
Income-to-Housing Ratio
33.8%
income as % of home value
Rank in Indiana
#50 / 92
by median household income

How Elkhart County Compares

Elkhart County$65,617
Indiana Average$68,681
National Median$74,755

Detailed Income Statistics

$65,617
Median Household Income
$31,850
Per Capita Income
$194,400
Median Home Value
33.8%
Income-to-Housing Ratio

Data Story

About Household Income in Elkhart County, Indiana

Elkhart income trails U.S. benchmark

Elkhart County households earn $65,617 annually, roughly $9,100 below the national median of $74,755, placing the county in the lower-middle income category. While not impoverished, Elkhart faces a meaningful earnings gap compared to national norms.

Below Indiana's state income average

At $65,617, Elkhart County falls short of Indiana's state average of $68,681 by about 4.5%, ranking it in the lower half of the state's counties. This below-average position reflects economic pressures specific to the region.

Among the lower-earning measured counties

Elkhart ($65,617) earns less than all higher-performing neighbors like Dubois ($71,918), DeKalb ($70,080), Floyd ($78,179), and Franklin ($79,702), but slightly outpaces Fountain County ($62,526). The county occupies a middle tier in the regional income hierarchy.

Housing costs rising in Elkhart

Elkhart's rent-to-income ratio of 18.7% means residents spend roughly $1,023 monthly on housing—approaching affordability stress thresholds. The median home value of $194,400 relative to median income suggests households are stretched financially.

Strategic savings matter in Elkhart

Given tighter margins, Elkhart households should automate savings through payroll deductions and seek employer retirement matches immediately. Even small, consistent contributions to a 401(k) or IRA can build meaningful wealth over time.

Frequently Asked Questions

What is the median household income in Elkhart County, Indiana?
The median household income in Elkhart County, Indiana is $65,617, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Elkhart County?
The per capita income in Elkhart County is $31,850, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $65,617.
How does Elkhart County compare to the Indiana average?
Elkhart County's median household income of $65,617 is lower than the Indiana state average of $68,681. The per capita income is $31,850, compared to the state average of $34,773.
What is the per capita income in Elkhart County, Indiana?
The per capita income in Elkhart County, Indiana is $31,850, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Elkhart County a low-income area in Indiana?
Elkhart County's median household income of $65,617 is below the Indiana average of $68,681. The per capita income of $31,850 is also lower than the state average of $34,773. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Elkhart County rank for income in Indiana?
Elkhart County ranks #50 out of 92 counties in Indiana by median household income (1 = highest). With a median household income of $65,617 and per capita income of $31,850, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Elkhart County

$
1.00x

Your income is above the Elkhart County median

County median: $65,617 per year

vs. County Median

+0%

vs. State Average

-4%

vs. National Median

-12%

vs. Elkhart County MedianAbout equal
vs. Indiana Average4% below
vs. National Median12% below

Income Adequacy

Monthly income covers median rent5.3x

Your monthly income ($5,468) vs. median rent ($1,023/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Elkhart County, Indiana? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

Start Investing

Counties with Similar Income Levels

Sponsored

Compare Financial Products in Indiana

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.