IncomeBy County

Herkimer County, New York

Income Data

U.S. Census Bureau ACS
-10% vs. New York average
$68,858
Median Household Income
$35,959
Per Capita Income

At a Glance

Median Household Income
$68,858
-10% vs. state avg
Per Capita Income
$35,959
-9% vs. national
Income-to-Housing Ratio
51.0%
income as % of home value
Rank in New York
#37 / 62
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Herkimer County Compares

Herkimer County$68,858
New York Average$76,433
National Median$74,755

Detailed Income Statistics

$68,858
Median Household Income
$35,959
Per Capita Income
$135,000
Median Home Value
51.0%
Income-to-Housing Ratio

Income Advisory: Herkimer County

Income Verdict

Herkimer County has a median household income of $68,858 and per capita income of $35,959 — a gap of $32,899, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $811/month and a median household income of $68,858, rent consumes approximately 14.1% of monthly income — well within affordable thresholds.

Economic Context

A median household income of $68,858 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $35,959 is in line with national norms for individual earners.

Neighbor Context

Herkimer County earns approximately 9.9% below the New York state median household income of $76,433.

Data Story

About Household Income in Herkimer County, New York

Herkimer income below national average

Herkimer County's median household income of $68,858 ranks 7.9% below the national median of $74,755, placing it among lower-earning regions nationally. The $5,897 annual gap limits household savings and investment capacity.

Lower-mid tier in New York rankings

Herkimer County ranks 39th of 62 New York counties for median household income, trailing the state average of $76,433 by $7,575. Per capita income of $35,959 falls 12.5% below the state average, indicating less concentrated wealth distribution than some peers.

Mid-range regional earner

Herkimer's $68,858 sits between Fulton County ($62,615) and Genesee County ($72,055), with housing costs that advantage it over higher-priced neighbors. The county offers relative affordability compared to Greene and Hamilton.

Strong housing affordability advantage

Herkimer County boasts the lowest rent-to-income ratio (14.1%) among the eight counties surveyed, signaling exceptional rental affordability. Median home values of just $135,000 require roughly 2 years of median household income—the most accessible homeownership threshold in the group.

Affordability creates savings opportunity

Herkimer County's low housing costs free up household income for wealth building; residents can prioritize retirement contributions, education savings, or investment accounts. With below-average expenses, even modest income can compound meaningfully over time through disciplined saving.

Frequently Asked Questions

What is the median household income in Herkimer County, New York?
The median household income in Herkimer County, New York is $68,858, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Herkimer County?
The per capita income in Herkimer County is $35,959, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $68,858.
How does Herkimer County compare to the New York average?
Herkimer County's median household income of $68,858 is lower than the New York state average of $76,433. The per capita income is $35,959, compared to the state average of $41,133.
What is the per capita income in Herkimer County, New York?
The per capita income in Herkimer County, New York is $35,959, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Herkimer County a low-income area in New York?
Herkimer County's median household income of $68,858 is below the New York average of $76,433. The per capita income of $35,959 is also lower than the state average of $41,133. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Herkimer County rank for income in New York?
Herkimer County ranks #37 out of 62 counties in New York by median household income (1 = highest). With a median household income of $68,858 and per capita income of $35,959, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Herkimer County

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Your income is above the Herkimer County median

County median: $68,858 per year

vs. County Median

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vs. State Average

-10%

vs. National Median

-8%

vs. Herkimer County MedianAbout equal
vs. New York Average▼ 10% below
vs. National Median▼ 8% below

Income Adequacy

Monthly income covers median rent7.1x

Your monthly income ($5,738) vs. median rent ($811/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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