Kalkaska County, Michigan
Income Data
At a Glance
How Kalkaska County Compares
Detailed Income Statistics
Data Story
About Household Income in Kalkaska County, Michigan
Kalkaska trails national income median
Kalkaska County's median household income of $60,365 falls $14,390 short of the national median of $74,755, representing a 19% earnings gap. The county ranks in the lower-middle range nationally.
Kalkaska below Michigan state average
At $60,365, Kalkaska's median household income falls $3,939 short of Michigan's state average of $64,304. The county faces economic headwinds typical of smaller, northern Michigan communities.
Kalkaska in lower-middle tier regionally
Kalkaska's $60,365 income trails Ionia ($73,436), Kalamazoo ($70,525), Jackson ($65,004), and Ingham ($64,354), but exceeds Iosco ($47,777), Isabella ($53,759), and Iron ($53,614). The county occupies the lower-middle range of surrounding regions.
Affordable housing eases budget strain
Kalkaska households spend just 15.3% of income on rent, well below the 30% affordability threshold, providing meaningful discretionary budget room. Median home values of $174,300 remain relatively accessible for local earners.
Maximize housing savings for investing
Kalkaska's favorable 15.3% rent-to-income ratio frees up household resources compared to pricier counties, allowing residents to direct those savings toward retirement and investment accounts. Consistent monthly contributions to low-cost index funds build long-term wealth despite moderate income levels.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Kalkaska County median
County median: $60,365 per year
vs. County Median
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vs. State Average
-6%
vs. National Median
-19%
Income Adequacy
Your monthly income ($5,030) vs. median rent ($767/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.