IncomeBy County

Spotsylvania County, Virginia

Income Data

U.S. Census Bureau ACS
+46% vs. Virginia average
$109,576
Median Household Income
$46,837
Per Capita Income

At a Glance

Median Household Income
$109,576
+46% vs. state avg
Per Capita Income
$46,837
+19% vs. national
Income-to-Housing Ratio
29.2%
income as % of home value
Rank in Virginia
#17 / 133
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Spotsylvania County Compares

Spotsylvania County$109,576
Virginia Average$74,957
National Median$74,755

Detailed Income Statistics

$109,576
Median Household Income
$46,837
Per Capita Income
$375,000
Median Home Value
29.2%
Income-to-Housing Ratio

Income Advisory: Spotsylvania County

Income Verdict

Spotsylvania County has a median household income of $109,576 and per capita income of $46,837 — a gap of $62,739, indicating a strong family-earning economy with multiple earners per household.

Housing Affordability

With median gross rent at $1,733/month and a median household income of $109,576, rent consumes approximately 19.0% of monthly income — well within affordable thresholds.

Economic Context

The median household income of $109,576 places Spotsylvania County in a high-earning tier, supporting strong purchasing power and above-average consumer spending. Per capita income of $46,837 reflects a relatively affluent population with substantial individual earning capacity.

Neighbor Context

Spotsylvania County earns approximately 46.2% above the Virginia state median household income of $74,957, positioning it favorably within the state.

Data Story

About Household Income in Spotsylvania County, Virginia

Spotsylvania County significantly exceeds national median

Spotsylvania County's median household income of $109,576 soars 46.6% above the U.S. median of $74,755, placing it among the nation's wealthier counties. Households here earn nearly $35,000 more annually than the typical American family.

Virginia's upper-income tier attracts affluent families

Spotsylvania County earns $34,619 more than Virginia's state median of $74,957, ranking among the state's most prosperous counties. The $46,837 per capita income exceeds the state average by $7,682, reflecting a highly educated, professional workforce.

Stafford and Spotsylvania dominate regional incomes

Spotsylvania County's $109,576 income yields only to neighboring Stafford County's $133,792—together these Northern Virginia suburbs rank among America's richest. Both counties far outpace rural Southwest Virginia peers, earning more than double what Scott and Smyth counties earn.

Wealth enables ambitious housing goals

Spotsylvania County's 19.0% rent-to-income ratio reflects higher housing costs but remains affordable, with median home value reaching $375,000. Affluent households here comfortably manage mortgages while maintaining substantial discretionary income for savings and investments.

Build generational wealth through strategic investment

Spotsylvania County's elevated incomes position households to pursue sophisticated wealth-building strategies beyond basic homeownership. Partner with certified financial planners to optimize tax efficiency, diversify investment portfolios, and establish trusts or education savings vehicles for future generations.

Frequently Asked Questions

What is the median household income in Spotsylvania County, Virginia?
The median household income in Spotsylvania County, Virginia is $109,576, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Spotsylvania County?
The per capita income in Spotsylvania County is $46,837, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $109,576.
How does Spotsylvania County compare to the Virginia average?
Spotsylvania County's median household income of $109,576 is higher than the Virginia state average of $74,957. The per capita income is $46,837, compared to the state average of $39,155.
What is the per capita income in Spotsylvania County, Virginia?
The per capita income in Spotsylvania County, Virginia is $46,837, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Spotsylvania County income higher than the Virginia average?
Spotsylvania County's median household income of $109,576 is higher than the Virginia average of $74,957. This difference of $34,619 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Spotsylvania County rank for income in Virginia?
Spotsylvania County ranks #17 out of 133 counties in Virginia by median household income (1 = highest). With a median household income of $109,576 and per capita income of $46,837, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Spotsylvania County

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Your income is above the Spotsylvania County median

County median: $109,576 per year

vs. County Median

+0%

vs. State Average

+46%

vs. National Median

+47%

vs. Spotsylvania County MedianAbout equal
vs. Virginia Average▲ 46% above
vs. National Median▲ 47% above

Income Adequacy

Monthly income covers median rent5.3x

Your monthly income ($9,131) vs. median rent ($1,733/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

Union County
Ohio
$109,506
+0%
Hanover County
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$109,504
+0%
Plymouth County
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$109,698
+0%
Santa Cruz County
California
$109,266
+0%
Middlesex County
New Jersey
$109,028
-1%
Fayette County
Georgia
$108,986
-1%
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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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