Harford County, Maryland

Income Data

+18% vs. Maryland average
$111,317
Median Household Income
$50,861
Per Capita Income

At a Glance

Median Household Income
$111,317
+18% vs. state avg
Per Capita Income
$50,861
+29% vs. national
Income-to-Housing Ratio
30.3%
income as % of home value
Rank in Maryland
#10 / 24
by median household income

How Harford County Compares

Harford County$111,317
Maryland Average$94,152
National Median$74,755

Detailed Income Statistics

$111,317
Median Household Income
$50,861
Per Capita Income
$367,300
Median Home Value
30.3%
Income-to-Housing Ratio

Data Story

About Household Income in Harford County, Maryland

Harford County incomes exceed U.S. average

With a median household income of $111,317, Harford County residents earn 49% above the national median of $74,755. The county's proximity to Baltimore and the Aberdeen Proving Ground military installation anchor a diversified economic base.

Fourth-highest in Maryland

Harford County ranks fourth among Maryland's 24 jurisdictions for median household income at $111,317, comfortably above the statewide average of $94,152. Only Howard, Montgomery, and Charles/Frederick counties earn more.

Strong performer in the Baltimore region

Harford County's $111,317 median household income exceeds Kent County ($74,402) to the east but trails wealthier Howard County ($146,982) to the south. Its position on the I-95 corridor and military employment create stable, higher-wage opportunities.

Housing costs within healthy range

Harford County's rent-to-income ratio of 16.8% is well below the 30% affordability threshold, indicating healthy rental markets. Median home values of $367,300 align well with county incomes, supporting sustainable homeownership for most households.

Build generational wealth systematically

Harford County's strong, stable incomes from military and Baltimore-region employment create ideal conditions for long-term wealth accumulation. Prioritize maxing out retirement accounts and exploring education investment vehicles for children's financial futures.

Frequently Asked Questions

What is the median household income in Harford County, Maryland?
The median household income in Harford County, Maryland is $111,317, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Harford County?
The per capita income in Harford County is $50,861, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $111,317.
How does Harford County compare to the Maryland average?
Harford County's median household income of $111,317 is higher than the Maryland state average of $94,152. The per capita income is $50,861, compared to the state average of $46,948.
What is the per capita income in Harford County, Maryland?
The per capita income in Harford County, Maryland is $50,861, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Harford County income higher than the Maryland average?
Harford County's median household income of $111,317 is higher than the Maryland average of $94,152. This difference of $17,165 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Harford County rank for income in Maryland?
Harford County ranks #10 out of 24 counties in Maryland by median household income (1 = highest). With a median household income of $111,317 and per capita income of $50,861, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Harford County

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Your income is above the Harford County median

County median: $111,317 per year

vs. County Median

+0%

vs. State Average

+18%

vs. National Median

+49%

vs. Harford County MedianAbout equal
vs. Maryland Average18% above
vs. National Median49% above

Income Adequacy

Monthly income covers median rent6.0x

Your monthly income ($9,276) vs. median rent ($1,557/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.