Harford County, Maryland
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Harford County Compares
Detailed Income Statistics
Income Advisory: Harford County
Income Verdict
Harford County has a median household income of $111,317 and per capita income of $50,861 — a gap of $60,456, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $1,557/month and a median household income of $111,317, rent consumes approximately 16.8% of monthly income — well within affordable thresholds.
Economic Context
The median household income of $111,317 places Harford County in a high-earning tier, supporting strong purchasing power and above-average consumer spending. Per capita income of $50,861 reflects a relatively affluent population with substantial individual earning capacity.
Neighbor Context
Harford County earns approximately 18.2% above the Maryland state median household income of $94,152, positioning it favorably within the state.
Data Story
About Household Income in Harford County, Maryland
Harford County incomes exceed U.S. average
With a median household income of $111,317, Harford County residents earn 49% above the national median of $74,755. The county's proximity to Baltimore and the Aberdeen Proving Ground military installation anchor a diversified economic base.
Fourth-highest in Maryland
Harford County ranks fourth among Maryland's 24 jurisdictions for median household income at $111,317, comfortably above the statewide average of $94,152. Only Howard, Montgomery, and Charles/Frederick counties earn more.
Strong performer in the Baltimore region
Harford County's $111,317 median household income exceeds Kent County ($74,402) to the east but trails wealthier Howard County ($146,982) to the south. Its position on the I-95 corridor and military employment create stable, higher-wage opportunities.
Housing costs within healthy range
Harford County's rent-to-income ratio of 16.8% is well below the 30% affordability threshold, indicating healthy rental markets. Median home values of $367,300 align well with county incomes, supporting sustainable homeownership for most households.
Build generational wealth systematically
Harford County's strong, stable incomes from military and Baltimore-region employment create ideal conditions for long-term wealth accumulation. Prioritize maxing out retirement accounts and exploring education investment vehicles for children's financial futures.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Harford County
Your income is above the Harford County median
County median: $111,317 per year
vs. County Median
+0%
vs. State Average
+18%
vs. National Median
+49%
Income Adequacy
Your monthly income ($9,276) vs. median rent ($1,557/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.