Shelby County, Texas

Income Data

-22% vs. Texas average
$50,436
Median Household Income
$28,183
Per Capita Income

At a Glance

Median Household Income
$50,436
-22% vs. state avg
Per Capita Income
$28,183
-29% vs. national
Income-to-Housing Ratio
45.2%
income as % of home value
Rank in Texas
#219 / 253
by median household income

How Shelby County Compares

Shelby County$50,436
Texas Average$64,737
National Median$74,755

Detailed Income Statistics

$50,436
Median Household Income
$28,183
Per Capita Income
$111,700
Median Home Value
45.2%
Income-to-Housing Ratio

Data Story

About Household Income in Shelby County, Texas

Median Income Trails National Average

Shelby County's median household income of $50,436 lags the U.S. median of $74,755 by nearly $24,000, or 33%. This significant gap suggests households here face tighter financial constraints than the typical American family.

Among Lower-Income Texas Counties

At $50,436, Shelby ranks well below Texas's county average of $64,737, putting it in the lower quartile of Texas counties. The county's per capita income of $28,183 also trails the state average of $33,197 by roughly 15%.

Faces Steeper Challenges Than Peers

Shelby's income of $50,436 ranks among the lowest in the region, above only Starr County ($38,182) but significantly below Shackelford ($64,659) and Smith ($71,923). This positioning reflects economic headwinds that neighboring counties experience less acutely.

Housing Costs Strain Household Budgets

Shelby's rent-to-income ratio of 19.8% approaches the affordability danger zone, consuming nearly one-fifth of median household income on rent alone. This leaves limited funds for other essentials like food, healthcare, and savings compared to counties with lower ratios.

Prioritize Debt Reduction and Budgeting

With tight household budgets, focus first on building an emergency fund and reducing high-interest debt. Even modest contributions to savings—even $25 per paycheck—compounds over time and creates financial resilience for Shelby families.

Frequently Asked Questions

What is the median household income in Shelby County, Texas?
The median household income in Shelby County, Texas is $50,436, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Shelby County?
The per capita income in Shelby County is $28,183, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $50,436.
How does Shelby County compare to the Texas average?
Shelby County's median household income of $50,436 is lower than the Texas state average of $64,737. The per capita income is $28,183, compared to the state average of $33,197.
What is the per capita income in Shelby County, Texas?
The per capita income in Shelby County, Texas is $28,183, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Shelby County a low-income area in Texas?
Shelby County's median household income of $50,436 is below the Texas average of $64,737. The per capita income of $28,183 is also lower than the state average of $33,197. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Shelby County rank for income in Texas?
Shelby County ranks #219 out of 253 counties in Texas by median household income (1 = highest). With a median household income of $50,436 and per capita income of $28,183, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Shelby County

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Your income is above the Shelby County median

County median: $50,436 per year

vs. County Median

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vs. State Average

-22%

vs. National Median

-33%

vs. Shelby County MedianAbout equal
vs. Texas Average22% below
vs. National Median33% below

Income Adequacy

Monthly income covers median rent5.1x

Your monthly income ($4,203) vs. median rent ($832/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.