Shelby County, Texas
Income Data
At a Glance
How Shelby County Compares
Detailed Income Statistics
Data Story
About Household Income in Shelby County, Texas
Median Income Trails National Average
Shelby County's median household income of $50,436 lags the U.S. median of $74,755 by nearly $24,000, or 33%. This significant gap suggests households here face tighter financial constraints than the typical American family.
Among Lower-Income Texas Counties
At $50,436, Shelby ranks well below Texas's county average of $64,737, putting it in the lower quartile of Texas counties. The county's per capita income of $28,183 also trails the state average of $33,197 by roughly 15%.
Faces Steeper Challenges Than Peers
Shelby's income of $50,436 ranks among the lowest in the region, above only Starr County ($38,182) but significantly below Shackelford ($64,659) and Smith ($71,923). This positioning reflects economic headwinds that neighboring counties experience less acutely.
Housing Costs Strain Household Budgets
Shelby's rent-to-income ratio of 19.8% approaches the affordability danger zone, consuming nearly one-fifth of median household income on rent alone. This leaves limited funds for other essentials like food, healthcare, and savings compared to counties with lower ratios.
Prioritize Debt Reduction and Budgeting
With tight household budgets, focus first on building an emergency fund and reducing high-interest debt. Even modest contributions to savings—even $25 per paycheck—compounds over time and creates financial resilience for Shelby families.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Shelby County
Your income is above the Shelby County median
County median: $50,436 per year
vs. County Median
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vs. State Average
-22%
vs. National Median
-33%
Income Adequacy
Your monthly income ($4,203) vs. median rent ($832/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.