Payne County, Oklahoma
Income Data
At a Glance
How Payne County Compares
Detailed Income Statistics
Data Story
About Household Income in Payne County, Oklahoma
Payne income below national median despite college town
Payne County's median household income of $48,937 lags the national median of $74,755 by $25,818—a 35% gap driven partly by Stillwater's large student population. Yet Payne's college economy supports above-average home values at $217,700.
Lower income but higher housing costs
Payne County's median household income of $48,937 trails Oklahoma's state average of $58,273 by $9,336, placing it among lower-earning counties. However, its median home value of $217,700 is the highest in this region, reflecting Stillwater's demand.
Payne trades income for housing demand
Payne County's $48,937 household income ranks lowest among this county group, but its median home value of $217,700 far exceeds neighbors like Ottawa ($114,300) and Pittsburg ($146,300). This reflects Stillwater's appeal as a college and regional hub.
Housing costs stretch household budgets significantly
Payne County's rent-to-income ratio of 22.6% is the highest in this region, meaning housing consumes roughly $1,158 monthly for a median household—approaching affordability pressure. The gap between median income and median home value creates particular challenges for first-time buyers.
Navigate Payne County's unique income-housing dynamic
Payne households face the challenge of lower incomes paired with higher housing costs, making smart financial planning essential. Explore down payment assistance programs, first-time homebuyer incentives, and employer benefits through Stillwater's institutions to build sustainable wealth.
Frequently Asked Questions
What is the median household income in Payne County, Oklahoma?
How much do people earn in Payne County?
How does Payne County compare to the Oklahoma average?
What is the per capita income in Payne County, Oklahoma?
Is Payne County a low-income area in Oklahoma?
How does Payne County rank for income in Oklahoma?
Income Comparison Calculator
See how your household income compares in Payne County
Your income is above the Payne County median
County median: $48,937 per year
vs. County Median
+0%
vs. State Average
-16%
vs. National Median
-35%
Income Adequacy
Your monthly income ($4,078) vs. median rent ($922/mo). A ratio of 3.3x or higher means rent is under 30% of income.
Grow Your Wealth
See how your income stacks up in Payne County, Oklahoma? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.
Start InvestingCounties with Similar Income Levels
Compare Financial Products in Oklahoma
Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.
Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.