Hamblen County, Tennessee
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Hamblen County Compares
Detailed Income Statistics
Income Advisory: Hamblen County
Income Verdict
Hamblen County has a median household income of $52,794 and per capita income of $30,120 — a gap of $22,674, suggesting a higher share of single-earner or non-family households.
Housing Affordability
With median gross rent at $838/month and a median household income of $52,794, rent consumes approximately 19.0% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $52,794, residents of Hamblen County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $30,120 is in line with national norms for individual earners.
Neighbor Context
Hamblen County earns approximately 10.5% below the Tennessee state median household income of $58,994.
Data Story
About Household Income in Hamblen County, Tennessee
Hamblen County below national average
Hamblen County's median household income of $52,794 falls $21,961 short of the national median of $74,755—a 29% gap. The county ranks in the lower-income tier nationally, typical of smaller rural and industrial communities across the Southeast.
Below Tennessee's state median
At $52,794, Hamblen County trails Tennessee's state average of $58,994 by $6,200, placing it among the lower-income counties statewide. The county reflects broader regional struggles with wage stagnation and declining industrial employment.
Modest standing in peer group
Hamblen County's $52,794 exceeds Grundy County ($45,573) and Fentress County ($50,865) but lags Franklin and Giles counties ($61,000+) by roughly $8,000-$9,000. The county occupies the lower-middle position within this regional cohort.
Housing strain pressures budgets
Hamblen County's rent-to-income ratio of 19.1% is the second-highest in this group, indicating housing costs significantly stress household budgets. Median home values of $188,800 require substantial commitment from median-income families, leaving limited capacity for other priorities.
Focus on debt reduction first
Hamblen County residents facing tight housing costs should prioritize debt reduction and building modest emergency savings before investing. Once housing is manageable, even small regular contributions to retirement accounts can accumulate meaningful wealth over decades.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Hamblen County
Your income is above the Hamblen County median
County median: $52,794 per year
vs. County Median
+0%
vs. State Average
-11%
vs. National Median
-29%
Income Adequacy
Your monthly income ($4,400) vs. median rent ($838/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.