Cumberland County, Tennessee
Income Data
At a Glance
How Cumberland County Compares
Detailed Income Statistics
Data Story
About Household Income in Cumberland County, Tennessee
Cumberland lags behind national income levels
Cumberland County's median household income of $58,475 sits roughly $16,300 below the national median of $74,755. This 22% shortfall is consistent with rural Tennessee's broader divergence from national income trends.
Right at Tennessee's state average income
At $58,475, Cumberland County's median household income nearly mirrors Tennessee's statewide average of $58,994, ranking it squarely in the middle of the state's income distribution. This alignment suggests Cumberland represents a typical earnings environment for Tennessee counties.
Middle of the rural earnings pack
Cumberland's $58,475 exceeds earnings in Decatur ($46,190) and DeKalb ($48,484) but trails Dyer County ($54,973) and Dickson County ($73,223). The county's position reflects modest advantages over the most economically challenged rural neighbors.
Affordable housing supports financial stability
Cumberland's 17.0% rent-to-income ratio indicates healthy housing affordability, with households spending well under the stress threshold. However, median home values of $228,000 are substantially higher than the local income would traditionally support, suggesting some homeowners carry significant mortgages.
Smart financial planning builds long-term security
Cumberland County residents benefit from affordable rental markets, creating an opportunity to prioritize savings and investment over housing costs. Consider working with a financial advisor to maximize employer retirement benefits and develop a debt-reduction strategy tailored to local income levels.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Cumberland County median
County median: $58,475 per year
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vs. State Average
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vs. National Median
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Your monthly income ($4,873) vs. median rent ($829/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.