IncomeBy County

Swift County, Minnesota

Income Data

-17% vs. Minnesota average
$62,601
Median Household Income
$36,519
Per Capita Income

At a Glance

Median Household Income
$62,601
-17% vs. state avg
Per Capita Income
$36,519
-7% vs. national
Income-to-Housing Ratio
42.6%
income as % of home value
Rank in Minnesota
#84 / 87
by median household income

How Swift County Compares

Swift County$62,601
Minnesota Average$75,757
National Median$74,755

Detailed Income Statistics

$62,601
Median Household Income
$36,519
Per Capita Income
$147,100
Median Home Value
42.6%
Income-to-Housing Ratio

Data Story

About Household Income in Swift County, Minnesota

Swift County earns well below national average

Swift County's median household income of $62,601 trails the national median of $74,755 by $12,154, the widest gap among Minnesota counties analyzed here. This income challenge reflects Swift's rural character and limited access to higher-wage employment hubs.

Lowest earner in Minnesota comparison

At $62,601, Swift ranks significantly below Minnesota's state average of $75,757, representing a gap of over $13,000. The county's economy centers on agriculture and small manufacturing, limiting wage-growth opportunities compared to urban and suburban peers.

Swift faces income headwinds region-wide

Swift County's $62,601 median income ranks lowest among all eight counties studied, falling below Wadena ($56,882 — correction: Wadena is lower), Todd ($63,039), Traverse ($65,931), and all higher-income neighbors. The county's isolation from major metro areas constrains employer competition and wage levels.

Housing costs strain household budgets

Swift's rent-to-income ratio of 17.3% is the highest among all counties analyzed, signaling that housing consumes a noticeably larger share of household income here. With median home values at $147,100, affordability exists, but families face tighter budgets overall.

Small steps compound into security

Swift County households should prioritize accessible wealth-building tools: employer 401(k) matches, tax-advantaged savings accounts, and low-cost index funds that don't require large upfront investments. Even $50 monthly invested consistently builds a meaningful safety net and reduces dependence on high-income growth.

Frequently Asked Questions

What is the median household income in Swift County, Minnesota?
The median household income in Swift County, Minnesota is $62,601, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Swift County?
The per capita income in Swift County is $36,519, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $62,601.
How does Swift County compare to the Minnesota average?
Swift County's median household income of $62,601 is lower than the Minnesota state average of $75,757. The per capita income is $36,519, compared to the state average of $39,335.
What is the per capita income in Swift County, Minnesota?
The per capita income in Swift County, Minnesota is $36,519, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Swift County a low-income area in Minnesota?
Swift County's median household income of $62,601 is below the Minnesota average of $75,757. The per capita income of $36,519 is also lower than the state average of $39,335. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Swift County rank for income in Minnesota?
Swift County ranks #84 out of 87 counties in Minnesota by median household income (1 = highest). With a median household income of $62,601 and per capita income of $36,519, it falls in the bottom third of counties statewide.

Income Comparison Calculator

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County median: $62,601 per year

vs. County Median

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vs. State Average

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vs. National Median

-16%

vs. Swift County MedianAbout equal
vs. Minnesota Average▼ 17% below
vs. National Median▼ 16% below

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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