Clay County, Tennessee
Income Data
At a Glance
How Clay County Compares
Detailed Income Statistics
Data Story
About Household Income in Clay County, Tennessee
Clay County faces severe income gap
Clay County's median household income of $44,712 falls short of the U.S. median of $74,755 by roughly $30,000, or 40%. The county ranks among America's most economically challenged communities, with wages reflecting limited job opportunities and industrial decline.
Tennessee's lowest-earning county
At $44,712, Clay County's median household income ranks lowest among all Tennessee counties, trailing the state average of $58,994 by $14,282. The county's per capita income of $23,401 also ranks among the state's weakest.
Deepest poverty in the region
Clay County's $44,712 median income ranks it below every measured peer, including Claiborne County ($46,587) and Cocke County ($48,416). Isolation and limited economic diversification compound the county's challenges compared to slightly larger regional neighbors.
Housing affordable but overall strain severe
Though Clay County's 14.7% rent-to-income ratio is relatively low, the county's rock-bottom median income creates serious affordability challenges across all living expenses. Residents allocate disproportionately high shares of their limited earnings to food, utilities, and healthcare.
Focus on financial stability first
Clay County households should prioritize building emergency funds and exploring free financial literacy resources through local libraries and nonprofits. Investigate gig economy opportunities and skill-building programs that might supplement primary incomes and create pathways to higher earnings.
Frequently Asked Questions
What is the median household income in Clay County, Tennessee?
How much do people earn in Clay County?
How does Clay County compare to the Tennessee average?
What is the per capita income in Clay County, Tennessee?
Is Clay County a low-income area in Tennessee?
How does Clay County rank for income in Tennessee?
Income Comparison Calculator
See how your household income compares in Clay County
Your income is above the Clay County median
County median: $44,712 per year
vs. County Median
+0%
vs. State Average
-24%
vs. National Median
-40%
Income Adequacy
Your monthly income ($3,726) vs. median rent ($546/mo). A ratio of 3.3x or higher means rent is under 30% of income.
Grow Your Wealth
See how your income stacks up in Clay County, Tennessee? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.
Start InvestingCounties with Similar Income Levels
Compare Financial Products in Tennessee
Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.
Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.