Cumberland County, Kentucky
Income Data
At a Glance
How Cumberland County Compares
Detailed Income Statistics
Data Story
About Household Income in Cumberland County, Kentucky
Cumberland faces steep national income gap
Cumberland County's median household income of $39,662 falls 47% below the national median of $74,755, marking it among the poorest counties in America. Per capita income of $21,857 trails Kentucky's state average by 26%, signaling widespread economic distress.
Among Kentucky's lowest-income counties
Cumberland County ranks near the bottom statewide, with median household income 29% below Kentucky's $55,909 average. The county's limited employment base and aging population contribute to persistent income challenges.
Struggling alongside eastern Kentucky peers
Cumberland County's $39,662 income aligns with neighboring Clinton County and Elliott County, forming a cluster of low-income Appalachian counties. These regional peers share similar economic constraints tied to coal decline and limited manufacturing.
Housing stable despite income strain
Cumberland County's rent-to-income ratio of 16.7% keeps housing costs manageable, though household budgets remain tight with limited discretionary income. A median home value of $128,600 exceeds incomes by a concerning ratio, making homeownership risky for many families.
Focus on resilience and gradual wealth-building
Cumberland County residents should prioritize emergency savings through employer plans and community development financial institutions before investing. Local workforce development programs offer pathways to higher-wage jobs in healthcare, skilled trades, and remote work opportunities.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Cumberland County median
County median: $39,662 per year
vs. County Median
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vs. State Average
-29%
vs. National Median
-47%
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Your monthly income ($3,305) vs. median rent ($553/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.