IncomeBy County

Fergus County, Montana

Income Data

U.S. Census Bureau ACS
-4% vs. Montana average
$59,731
Median Household Income
$34,970
Per Capita Income

At a Glance

Median Household Income
$59,731
-4% vs. state avg
Per Capita Income
$34,970
-11% vs. national
Income-to-Housing Ratio
29.5%
income as % of home value
Rank in Montana
#31 / 56
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Fergus County Compares

Fergus County$59,731
Montana Average$62,295
National Median$74,755

Detailed Income Statistics

$59,731
Median Household Income
$34,970
Per Capita Income
$202,700
Median Home Value
29.5%
Income-to-Housing Ratio

Income Advisory: Fergus County

Income Verdict

Fergus County has a median household income of $59,731 and per capita income of $34,970 — a gap of $24,761, suggesting a higher share of single-earner or non-family households.

Housing Affordability

With median gross rent at $868/month and a median household income of $59,731, rent consumes approximately 17.4% of monthly income — well within affordable thresholds.

Economic Context

With a median household income of $59,731, residents of Fergus County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $34,970 is in line with national norms for individual earners.

Neighbor Context

Fergus County earns approximately 4.1% below the Montana state median household income of $62,295.

Data Story

About Household Income in Fergus County, Montana

Fergus falls behind national income

Fergus County's median household income of $59,731 lags the U.S. median of $74,755 by roughly $15,000. This reflects rural Montana's broader income challenges relative to national averages.

Below Montana's state average

Fergus's $59,731 median sits about $2,560 below the state average of $62,295, placing it among Montana's lower-income counties. The county reflects economic patterns typical of rural central Montana.

Fergus struggles among peers

Fergus trails neighboring Custer ($63,585), Fallon ($72,284), and Flathead ($71,327), ranking among the lowest in its region. Only Daniels ($58,000) and Deer Lodge ($49,533) earn less among nearby comparisons.

Housing costs bite at income

Fergus's 17.4% rent-to-income ratio signals moderate housing pressure on lower income—approaching the affordability stress zone. With a median home value of $202,700, households must budget carefully to balance housing and other needs.

Build wealth through intention

Fergus residents at $59,731 can build wealth by prioritizing employer retirement matches and automating even small monthly investments. Focus on increasing income through skill development or side opportunities while keeping housing costs in check.

Frequently Asked Questions

What is the median household income in Fergus County, Montana?
The median household income in Fergus County, Montana is $59,731, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Fergus County?
The per capita income in Fergus County is $34,970, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $59,731.
How does Fergus County compare to the Montana average?
Fergus County's median household income of $59,731 is lower than the Montana state average of $62,295. The per capita income is $34,970, compared to the state average of $35,700.
What is the per capita income in Fergus County, Montana?
The per capita income in Fergus County, Montana is $34,970, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Fergus County a low-income area in Montana?
Fergus County's median household income of $59,731 is below the Montana average of $62,295. The per capita income of $34,970 is also lower than the state average of $35,700. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Fergus County rank for income in Montana?
Fergus County ranks #31 out of 56 counties in Montana by median household income (1 = highest). With a median household income of $59,731 and per capita income of $34,970, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Fergus County

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Your income is above the Fergus County median

County median: $59,731 per year

vs. County Median

+0%

vs. State Average

-4%

vs. National Median

-20%

vs. Fergus County MedianAbout equal
vs. Montana Average▼ 4% below
vs. National Median▼ 20% below

Income Adequacy

Monthly income covers median rent5.7x

Your monthly income ($4,978) vs. median rent ($868/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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