Kay County, Oklahoma
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Kay County Compares
Detailed Income Statistics
Income Advisory: Kay County
Income Verdict
Kay County has a median household income of $56,673 and per capita income of $31,190 — a gap of $25,483, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $830/month and a median household income of $56,673, rent consumes approximately 17.6% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $56,673, residents of Kay County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $31,190 is in line with national norms for individual earners.
Neighbor Context
Kay County earns approximately 2.7% below the Oklahoma state median household income of $58,273.
Data Story
About Household Income in Kay County, Oklahoma
Kay County earns modestly below the national median
Kay County's median household income of $56,673 falls about 24% short of the U.S. median of $74,755. While below national average, this level reflects moderate economic conditions for a rural Oklahoma county.
Kay County sits near Oklahoma's middle income
Kay County's median household income of $56,673 trails the Oklahoma state average of $58,273 by only $1,600, positioning it close to the state median. The per capita income of $31,190 exceeds the state average of $30,609, suggesting more balanced income distribution.
Kay County moderately outearns southern Oklahoma peers
Kay County households earn $8,023 less than Jackson County ($61,497) but significantly more than Jefferson ($48,750) and Johnston ($50,911) counties. The county's income positions it as a mid-range earner in its region.
Rental costs press harder on Kay County households
Kay County's rent-to-income ratio of 17.6% indicates housing costs consume a notable share of household income, though still within the 30% affordability standard. The median home value of $116,800 remains accessible, but tight budgets limit room for other investments.
Stabilize finances while planning for growth
Kay County residents should focus on building emergency reserves before pursuing aggressive investments, given moderate income levels. Employer 401(k) matches and tax-advantaged savings accounts offer accessible wealth-building tools suited to local economic conditions.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Kay County median
County median: $56,673 per year
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($4,723) vs. median rent ($830/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.