Elbert County, Georgia
Income Data
At a Glance
How Elbert County Compares
Detailed Income Statistics
Data Story
About Household Income in Elbert County, Georgia
Elbert County significantly below national median
Elbert County's median household income of $49,727 falls $25,028 short of the U.S. median of $74,755, placing the county in the lower-income tier nationally. This 33% gap reflects substantial economic challenge and limited employment opportunities.
Well below Georgia state average
Elbert County ranks among Georgia's lower-income counties with a median of $49,727, trailing the state average of $60,488 by $10,761. The $49,727 figure places residents in the bottom tier of Georgia counties by household income.
Lowest earners in rural comparison group
Elbert County's $49,727 median is the lowest among this rural Georgia cluster, falling below Emanuel County ($50,053) and significantly trailing Echols County ($61,723). The limited income base suggests fewer diverse employment sectors and smaller employers.
Housing costs strain limited budgets
At 20.5%, Elbert County's rent-to-income ratio is the highest in this rural group, meaning residents allocate one-fifth of income just to housing. Combined with a median home value of $114,600 and lower overall income, this burden leaves little room for emergency savings or other critical expenses.
Start small with consistent savings habits
Elbert County residents facing tighter budgets should focus on low-cost, automated savings strategies like direct deposit into a dedicated account. Even small monthly contributions—$25 or $50—compound over time; paired with employer retirement plan options, these habits build financial resilience despite modest current income.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Elbert County
Your income is above the Elbert County median
County median: $49,727 per year
vs. County Median
+0%
vs. State Average
-18%
vs. National Median
-33%
Income Adequacy
Your monthly income ($4,144) vs. median rent ($849/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.