Elbert County, Georgia

Income Data

-18% vs. Georgia average
$49,727
Median Household Income
$28,743
Per Capita Income

At a Glance

Median Household Income
$49,727
-18% vs. state avg
Per Capita Income
$28,743
-27% vs. national
Income-to-Housing Ratio
43.4%
income as % of home value
Rank in Georgia
#119 / 159
by median household income

How Elbert County Compares

Elbert County$49,727
Georgia Average$60,488
National Median$74,755

Detailed Income Statistics

$49,727
Median Household Income
$28,743
Per Capita Income
$114,600
Median Home Value
43.4%
Income-to-Housing Ratio

Data Story

About Household Income in Elbert County, Georgia

Elbert County significantly below national median

Elbert County's median household income of $49,727 falls $25,028 short of the U.S. median of $74,755, placing the county in the lower-income tier nationally. This 33% gap reflects substantial economic challenge and limited employment opportunities.

Well below Georgia state average

Elbert County ranks among Georgia's lower-income counties with a median of $49,727, trailing the state average of $60,488 by $10,761. The $49,727 figure places residents in the bottom tier of Georgia counties by household income.

Lowest earners in rural comparison group

Elbert County's $49,727 median is the lowest among this rural Georgia cluster, falling below Emanuel County ($50,053) and significantly trailing Echols County ($61,723). The limited income base suggests fewer diverse employment sectors and smaller employers.

Housing costs strain limited budgets

At 20.5%, Elbert County's rent-to-income ratio is the highest in this rural group, meaning residents allocate one-fifth of income just to housing. Combined with a median home value of $114,600 and lower overall income, this burden leaves little room for emergency savings or other critical expenses.

Start small with consistent savings habits

Elbert County residents facing tighter budgets should focus on low-cost, automated savings strategies like direct deposit into a dedicated account. Even small monthly contributions—$25 or $50—compound over time; paired with employer retirement plan options, these habits build financial resilience despite modest current income.

Frequently Asked Questions

What is the median household income in Elbert County, Georgia?
The median household income in Elbert County, Georgia is $49,727, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Elbert County?
The per capita income in Elbert County is $28,743, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $49,727.
How does Elbert County compare to the Georgia average?
Elbert County's median household income of $49,727 is lower than the Georgia state average of $60,488. The per capita income is $28,743, compared to the state average of $31,115.
What is the per capita income in Elbert County, Georgia?
The per capita income in Elbert County, Georgia is $28,743, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Elbert County a low-income area in Georgia?
Elbert County's median household income of $49,727 is below the Georgia average of $60,488. The per capita income of $28,743 is also lower than the state average of $31,115. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Elbert County rank for income in Georgia?
Elbert County ranks #119 out of 159 counties in Georgia by median household income (1 = highest). With a median household income of $49,727 and per capita income of $28,743, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Elbert County

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Your income is above the Elbert County median

County median: $49,727 per year

vs. County Median

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vs. State Average

-18%

vs. National Median

-33%

vs. Elbert County MedianAbout equal
vs. Georgia Average18% below
vs. National Median33% below

Income Adequacy

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Your monthly income ($4,144) vs. median rent ($849/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.