Cotton County, Oklahoma

Income Data

+4% vs. Oklahoma average
$60,313
Median Household Income
$32,744
Per Capita Income

At a Glance

Median Household Income
$60,313
+4% vs. state avg
Per Capita Income
$32,744
-17% vs. national
Income-to-Housing Ratio
53.3%
income as % of home value
Rank in Oklahoma
#29 / 77
by median household income

How Cotton County Compares

Cotton County$60,313
Oklahoma Average$58,273
National Median$74,755

Detailed Income Statistics

$60,313
Median Household Income
$32,744
Per Capita Income
$113,200
Median Home Value
53.3%
Income-to-Housing Ratio

Data Story

About Household Income in Cotton County, Oklahoma

Cotton County earns below the national standard

Cotton County's median household income of $60,313 trails the U.S. median of $74,755 by about $14,400, or 19%. This gap reflects broader economic challenges in rural Oklahoma counties compared to national trends.

Above average for Oklahoma

Cotton County ranks above Oklahoma's state average median income of $58,273, earning roughly $2,000 more per household. This positions the county in the middle tier of Oklahoma's 77 counties for household earnings.

Competitive with surrounding counties

Cotton County's $60,313 median income outpaces Craig County ($50,182) and Delaware County ($55,114), but trails Garfield County ($67,302) and Creek County ($61,849). Local wages reflect the county's agricultural and small-business base.

Housing costs are manageable here

With a rent-to-income ratio of 14.8%, Cotton County residents spend a relatively modest share of earnings on housing—well below the 30% affordability threshold. Median home values of $113,200 remain accessible for households earning $60,313.

Build financial security in Cotton County

Cotton County households have solid footing to invest in retirement and savings given reasonable housing costs and per capita income of $32,744. Starting early with employer 401(k) plans or IRA contributions can compound long-term wealth regardless of income level.

Frequently Asked Questions

What is the median household income in Cotton County, Oklahoma?
The median household income in Cotton County, Oklahoma is $60,313, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Cotton County?
The per capita income in Cotton County is $32,744, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $60,313.
How does Cotton County compare to the Oklahoma average?
Cotton County's median household income of $60,313 is higher than the Oklahoma state average of $58,273. The per capita income is $32,744, compared to the state average of $30,609.
What is the per capita income in Cotton County, Oklahoma?
The per capita income in Cotton County, Oklahoma is $32,744, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Cotton County income higher than the Oklahoma average?
Cotton County's median household income of $60,313 is higher than the Oklahoma average of $58,273. This difference of $2,040 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Cotton County rank for income in Oklahoma?
Cotton County ranks #29 out of 77 counties in Oklahoma by median household income (1 = highest). With a median household income of $60,313 and per capita income of $32,744, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Cotton County

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Your income is above the Cotton County median

County median: $60,313 per year

vs. County Median

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vs. State Average

+4%

vs. National Median

-19%

vs. Cotton County MedianAbout equal
vs. Oklahoma Average4% above
vs. National Median19% below

Income Adequacy

Monthly income covers median rent6.8x

Your monthly income ($5,026) vs. median rent ($742/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.