IncomeBy County

Cotton County, Oklahoma

-2% vs. Oklahoma average
$58,425
Median Household Income
$35,391
Per Capita Income

At a Glance

Median Household Income
$58,425
-2% vs. state avg
Per Capita Income
$35,391
-10% vs. national
Income-to-Housing Ratio
51.3%
income as % of home value
Rank in Oklahoma
#43 / 77
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Cotton County Compares

Cotton County$58,425
Oklahoma Average$59,445
National Median$74,755

Detailed Income Statistics

$58,425
Median Household Income
$35,391
Per Capita Income
$113,900
Median Home Value
51.3%
Income-to-Housing Ratio

Income Advisory: Cotton County

Income Verdict

Cotton County has a median household income of $60,313 and per capita income of $32,744 — a gap of $27,569, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $742/month and a median household income of $60,313, rent consumes approximately 14.8% of monthly income — well within affordable thresholds.

Economic Context

With a median household income of $60,313, residents of Cotton County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $32,744 is in line with national norms for individual earners.

Neighbor Context

Cotton County earns approximately 3.5% above the Oklahoma state median household income of $58,273, positioning it favorably within the state.

Data Story

About Household Income in Cotton County, Oklahoma

Cotton County earns below the national standard

Cotton County's median household income of $60,313 trails the U.S. median of $74,755 by about $14,400, or 19%. This gap reflects broader economic challenges in rural Oklahoma counties compared to national trends.

Above average for Oklahoma

Cotton County ranks above Oklahoma's state average median income of $58,273, earning roughly $2,000 more per household. This positions the county in the middle tier of Oklahoma's 77 counties for household earnings.

Competitive with surrounding counties

Cotton County's $60,313 median income outpaces Craig County ($50,182) and Delaware County ($55,114), but trails Garfield County ($67,302) and Creek County ($61,849). Local wages reflect the county's agricultural and small-business base.

Housing costs are manageable here

With a rent-to-income ratio of 14.8%, Cotton County residents spend a relatively modest share of earnings on housing—well below the 30% affordability threshold. Median home values of $113,200 remain accessible for households earning $60,313.

Build financial security in Cotton County

Cotton County households have solid footing to invest in retirement and savings given reasonable housing costs and per capita income of $32,744. Starting early with employer 401(k) plans or IRA contributions can compound long-term wealth regardless of income level.

Frequently Asked Questions

What is the median household income in Cotton County, Oklahoma?
The median household income in Cotton County, Oklahoma is $58,425, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Cotton County?
The per capita income in Cotton County is $35,391, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $58,425.
How does Cotton County compare to the Oklahoma average?
Cotton County's median household income of $58,425 is lower than the Oklahoma state average of $59,445. The per capita income is $35,391, compared to the state average of $31,174.
What is the per capita income in Cotton County, Oklahoma?
The per capita income in Cotton County, Oklahoma is $35,391, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Cotton County a low-income area in Oklahoma?
Cotton County's median household income of $58,425 is below the Oklahoma average of $59,445. The per capita income of $35,391 is also comparable to the state average of $31,174. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Cotton County rank for income in Oklahoma?
Cotton County ranks #43 out of 77 counties in Oklahoma by median household income (1 = highest). With a median household income of $58,425 and per capita income of $35,391, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Cotton County

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Your income is above the Cotton County median

County median: $58,425 per year

vs. County Median

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vs. State Average

-2%

vs. National Median

-22%

vs. Cotton County MedianAbout equal
vs. Oklahoma Average2% below
vs. National Median22% below

Income Adequacy

Monthly income covers median rent6.3x

Your monthly income ($4,869) vs. median rent ($772/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.