Cotton County, Oklahoma
Income Data
At a Glance
How Cotton County Compares
Detailed Income Statistics
Data Story
About Household Income in Cotton County, Oklahoma
Cotton County earns below the national standard
Cotton County's median household income of $60,313 trails the U.S. median of $74,755 by about $14,400, or 19%. This gap reflects broader economic challenges in rural Oklahoma counties compared to national trends.
Above average for Oklahoma
Cotton County ranks above Oklahoma's state average median income of $58,273, earning roughly $2,000 more per household. This positions the county in the middle tier of Oklahoma's 77 counties for household earnings.
Competitive with surrounding counties
Cotton County's $60,313 median income outpaces Craig County ($50,182) and Delaware County ($55,114), but trails Garfield County ($67,302) and Creek County ($61,849). Local wages reflect the county's agricultural and small-business base.
Housing costs are manageable here
With a rent-to-income ratio of 14.8%, Cotton County residents spend a relatively modest share of earnings on housing—well below the 30% affordability threshold. Median home values of $113,200 remain accessible for households earning $60,313.
Build financial security in Cotton County
Cotton County households have solid footing to invest in retirement and savings given reasonable housing costs and per capita income of $32,744. Starting early with employer 401(k) plans or IRA contributions can compound long-term wealth regardless of income level.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Cotton County median
County median: $60,313 per year
vs. County Median
+0%
vs. State Average
+4%
vs. National Median
-19%
Income Adequacy
Your monthly income ($5,026) vs. median rent ($742/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.