Cotton County, Oklahoma
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Cotton County Compares
Detailed Income Statistics
Income Advisory: Cotton County
Income Verdict
Cotton County has a median household income of $60,313 and per capita income of $32,744 — a gap of $27,569, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $742/month and a median household income of $60,313, rent consumes approximately 14.8% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $60,313, residents of Cotton County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $32,744 is in line with national norms for individual earners.
Neighbor Context
Cotton County earns approximately 3.5% above the Oklahoma state median household income of $58,273, positioning it favorably within the state.
Data Story
About Household Income in Cotton County, Oklahoma
Cotton County earns below the national standard
Cotton County's median household income of $60,313 trails the U.S. median of $74,755 by about $14,400, or 19%. This gap reflects broader economic challenges in rural Oklahoma counties compared to national trends.
Above average for Oklahoma
Cotton County ranks above Oklahoma's state average median income of $58,273, earning roughly $2,000 more per household. This positions the county in the middle tier of Oklahoma's 77 counties for household earnings.
Competitive with surrounding counties
Cotton County's $60,313 median income outpaces Craig County ($50,182) and Delaware County ($55,114), but trails Garfield County ($67,302) and Creek County ($61,849). Local wages reflect the county's agricultural and small-business base.
Housing costs are manageable here
With a rent-to-income ratio of 14.8%, Cotton County residents spend a relatively modest share of earnings on housing—well below the 30% affordability threshold. Median home values of $113,200 remain accessible for households earning $60,313.
Build financial security in Cotton County
Cotton County households have solid footing to invest in retirement and savings given reasonable housing costs and per capita income of $32,744. Starting early with employer 401(k) plans or IRA contributions can compound long-term wealth regardless of income level.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Cotton County
Your income is above the Cotton County median
County median: $60,313 per year
vs. County Median
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vs. State Average
+4%
vs. National Median
-19%
Income Adequacy
Your monthly income ($5,026) vs. median rent ($742/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.