Montgomery County, Ohio

Income Data

-5% vs. Ohio average
$64,403
Median Household Income
$37,320
Per Capita Income

At a Glance

Median Household Income
$64,403
-5% vs. state avg
Per Capita Income
$37,320
-5% vs. national
Income-to-Housing Ratio
38.5%
income as % of home value
Rank in Ohio
#51 / 88
by median household income

How Montgomery County Compares

Montgomery County$64,403
Ohio Average$68,101
National Median$74,755

Detailed Income Statistics

$64,403
Median Household Income
$37,320
Per Capita Income
$167,400
Median Home Value
38.5%
Income-to-Housing Ratio

Data Story

About Household Income in Montgomery County, Ohio

Montgomery trails national income benchmark

Montgomery County's median household income of $64,403 sits $10,352 below the U.S. median of $74,755, placing it below the national average. However, the county's per capita income of $37,320 exceeds Ohio's state average of $35,642, showing solid individual earning power across the county.

Middle tier earner among Ohio counties

At $64,403, Montgomery County ranks in the middle range for Ohio household income, slightly below the state average of $68,101. The county's median income reflects a diverse economic base anchored by its urban center in Dayton.

Competitive within regional peers

Montgomery's $64,403 median income outpaces nearby Morgan County ($55,971) and Noble County ($55,360), but trails neighboring Morrow County ($71,047) and Paulding County ($68,167). The variation across the region reflects different economic structures and job availability in surrounding areas.

Rents consume modest portion of income

Montgomery County's rent-to-income ratio of 18% is reasonable, meaning renters spend roughly that share of earnings on housing. With a median home value of $167,400 and solid household incomes, homeownership remains accessible for many county residents.

Build long-term wealth in Montgomery

With a per capita income of $37,320 and manageable housing costs, Montgomery County residents have room to invest. Consider working with a local financial advisor to develop a retirement strategy and explore investment vehicles suited to your income level and goals.

Frequently Asked Questions

What is the median household income in Montgomery County, Ohio?
The median household income in Montgomery County, Ohio is $64,403, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Montgomery County?
The per capita income in Montgomery County is $37,320, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $64,403.
How does Montgomery County compare to the Ohio average?
Montgomery County's median household income of $64,403 is lower than the Ohio state average of $68,101. The per capita income is $37,320, compared to the state average of $35,642.
What is the per capita income in Montgomery County, Ohio?
The per capita income in Montgomery County, Ohio is $37,320, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Montgomery County a low-income area in Ohio?
Montgomery County's median household income of $64,403 is below the Ohio average of $68,101. The per capita income of $37,320 is also comparable to the state average of $35,642. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Montgomery County rank for income in Ohio?
Montgomery County ranks #51 out of 88 counties in Ohio by median household income (1 = highest). With a median household income of $64,403 and per capita income of $37,320, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Montgomery County

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County median: $64,403 per year

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vs. State Average

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vs. National Median

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vs. National Median14% below

Income Adequacy

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Your monthly income ($5,367) vs. median rent ($968/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.