Montgomery County, Ohio
Income Data
At a Glance
How Montgomery County Compares
Detailed Income Statistics
Data Story
About Household Income in Montgomery County, Ohio
Montgomery trails national income benchmark
Montgomery County's median household income of $64,403 sits $10,352 below the U.S. median of $74,755, placing it below the national average. However, the county's per capita income of $37,320 exceeds Ohio's state average of $35,642, showing solid individual earning power across the county.
Middle tier earner among Ohio counties
At $64,403, Montgomery County ranks in the middle range for Ohio household income, slightly below the state average of $68,101. The county's median income reflects a diverse economic base anchored by its urban center in Dayton.
Competitive within regional peers
Montgomery's $64,403 median income outpaces nearby Morgan County ($55,971) and Noble County ($55,360), but trails neighboring Morrow County ($71,047) and Paulding County ($68,167). The variation across the region reflects different economic structures and job availability in surrounding areas.
Rents consume modest portion of income
Montgomery County's rent-to-income ratio of 18% is reasonable, meaning renters spend roughly that share of earnings on housing. With a median home value of $167,400 and solid household incomes, homeownership remains accessible for many county residents.
Build long-term wealth in Montgomery
With a per capita income of $37,320 and manageable housing costs, Montgomery County residents have room to invest. Consider working with a local financial advisor to develop a retirement strategy and explore investment vehicles suited to your income level and goals.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Montgomery County median
County median: $64,403 per year
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($5,367) vs. median rent ($968/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.