Ballard County, Kentucky
Income Data
At a Glance
How Ballard County Compares
Detailed Income Statistics
Data Story
About Household Income in Ballard County, Kentucky
Ballard County Income: 13% Below National
Ballard County's median household income of $64,740 falls about $10,000 short of the U.S. median of $74,755, placing it firmly in the middle-income range nationally. The county's earnings reflect typical conditions for Western Kentucky agricultural and small-manufacturing communities.
Above Kentucky's State Average
Ballard County's $64,740 median household income exceeds Kentucky's state average of $55,909 by roughly $8,800, ranking the county in the upper half statewide. Per capita income of $34,469 also tops the state average of $29,616 by 16%.
Strong Performer Among Western Kentucky Peers
Ballard County's income surpasses Adair ($50,316), Bath ($54,128), and Barren ($49,171) while trailing Anderson County ($71,747) and Boone County ($94,752). The county's performance reflects a relatively stable economic base in Western Kentucky's agricultural region.
Housing Affordability Is Solid
At 15.3% rent-to-income ratio, Ballard County residents maintain excellent housing affordability, well below the 30% threshold. A median home value of $132,900 is highly accessible for households earning the county median, freeing resources for savings and investments.
Build Wealth Through Disciplined Saving
Ballard residents with median household income can comfortably set aside 12–18% for savings and investments after housing and living expenses. Work with a financial advisor to establish homeownership goals, retirement accounts, and education savings while leveraging affordable housing market.
Frequently Asked Questions
What is the median household income in Ballard County, Kentucky?
How much do people earn in Ballard County?
How does Ballard County compare to the Kentucky average?
What is the per capita income in Ballard County, Kentucky?
Why is Ballard County income higher than the Kentucky average?
How does Ballard County rank for income in Kentucky?
Income Comparison Calculator
See how your household income compares in Ballard County
Your income is above the Ballard County median
County median: $64,740 per year
vs. County Median
+0%
vs. State Average
+16%
vs. National Median
-13%
Income Adequacy
Your monthly income ($5,395) vs. median rent ($826/mo). A ratio of 3.3x or higher means rent is under 30% of income.
Grow Your Wealth
See how your income stacks up in Ballard County, Kentucky? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.
Start InvestingCounties with Similar Income Levels
Compare Financial Products in Kentucky
Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.
Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.