Harnett County, North Carolina
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Harnett County Compares
Detailed Income Statistics
Income Advisory: Harnett County
Income Verdict
Harnett County has a median household income of $69,012 and per capita income of $31,382 — a gap of $37,630, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $1,080/month and a median household income of $69,012, rent consumes approximately 18.8% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $69,012 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $31,382 is in line with national norms for individual earners.
Neighbor Context
Harnett County earns approximately 13% above the North Carolina state median household income of $61,072, positioning it favorably within the state.
Data Story
About Household Income in Harnett County, North Carolina
Harnett outearns state, approaches nation
Harnett County's median household income of $69,012 exceeds North Carolina's state average of $61,072 by 13%, bringing it within striking distance of the national median of $74,755. The county ranks above many American counties and demonstrates economic strength for its size and rural character.
Harnett ranks among state's strongest earners
At $69,012, Harnett County's median household income places it comfortably above the state average, positioning it in the upper third of North Carolina's counties. This performance reflects the county's access to regional employment hubs and a diversified local economy.
Harnett leads rural county peer group
Harnett's $69,012 median household income edges out Guilford ($66,027) and surpasses smaller neighbors like Hoke ($60,095) and Haywood ($61,001), making it a top earner among rural counties. The county's per capita income of $31,382 reflects strong earning potential, though it lags more urbanized peers like Henderson ($38,976).
Housing affordable, rent well-managed
Harnett households spend just 18.8% of income on rent, the lowest ratio among comparable counties, leaving substantial room for savings and other expenses. The median home value of $220,700 represents a reasonable multiple of median household income, making homeownership accessible for families with modest down payments.
Harnett's advantage: invest early
With above-state-average income and below-average rent burdens, Harnett households have genuine capacity to invest 10–15% of earnings toward retirement and wealth-building goals. Families here should maximize employer retirement matches, open IRAs, and explore diversified investment accounts to capitalize on this favorable income-to-cost-of-living position.
Frequently Asked Questions
What is the median household income in Harnett County, North Carolina?
How much do people earn in Harnett County?
How does Harnett County compare to the North Carolina average?
What is the per capita income in Harnett County, North Carolina?
Why is Harnett County income higher than the North Carolina average?
How does Harnett County rank for income in North Carolina?
Income Comparison Calculator
See how your household income compares in Harnett County
Your income is above the Harnett County median
County median: $69,012 per year
vs. County Median
+0%
vs. State Average
+13%
vs. National Median
-8%
Income Adequacy
Your monthly income ($5,751) vs. median rent ($1,080/mo). A ratio of 3.3x or higher means rent is under 30% of income.
Grow Your Wealth
See how your income stacks up in Harnett County, North Carolina? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.
Start InvestingCounties with Similar Income Levels
Compare Financial Products in North Carolina
Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.
Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.