Harnett County, North Carolina

Income Data

+13% vs. North Carolina average
$69,012
Median Household Income
$31,382
Per Capita Income

At a Glance

Median Household Income
$69,012
+13% vs. state avg
Per Capita Income
$31,382
-20% vs. national
Income-to-Housing Ratio
31.3%
income as % of home value
Rank in North Carolina
#23 / 100
by median household income

How Harnett County Compares

Harnett County$69,012
North Carolina Average$61,072
National Median$74,755

Detailed Income Statistics

$69,012
Median Household Income
$31,382
Per Capita Income
$220,700
Median Home Value
31.3%
Income-to-Housing Ratio

Data Story

About Household Income in Harnett County, North Carolina

Harnett outearns state, approaches nation

Harnett County's median household income of $69,012 exceeds North Carolina's state average of $61,072 by 13%, bringing it within striking distance of the national median of $74,755. The county ranks above many American counties and demonstrates economic strength for its size and rural character.

Harnett ranks among state's strongest earners

At $69,012, Harnett County's median household income places it comfortably above the state average, positioning it in the upper third of North Carolina's counties. This performance reflects the county's access to regional employment hubs and a diversified local economy.

Harnett leads rural county peer group

Harnett's $69,012 median household income edges out Guilford ($66,027) and surpasses smaller neighbors like Hoke ($60,095) and Haywood ($61,001), making it a top earner among rural counties. The county's per capita income of $31,382 reflects strong earning potential, though it lags more urbanized peers like Henderson ($38,976).

Housing affordable, rent well-managed

Harnett households spend just 18.8% of income on rent, the lowest ratio among comparable counties, leaving substantial room for savings and other expenses. The median home value of $220,700 represents a reasonable multiple of median household income, making homeownership accessible for families with modest down payments.

Harnett's advantage: invest early

With above-state-average income and below-average rent burdens, Harnett households have genuine capacity to invest 10–15% of earnings toward retirement and wealth-building goals. Families here should maximize employer retirement matches, open IRAs, and explore diversified investment accounts to capitalize on this favorable income-to-cost-of-living position.

Frequently Asked Questions

What is the median household income in Harnett County, North Carolina?
The median household income in Harnett County, North Carolina is $69,012, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Harnett County?
The per capita income in Harnett County is $31,382, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $69,012.
How does Harnett County compare to the North Carolina average?
Harnett County's median household income of $69,012 is higher than the North Carolina state average of $61,072. The per capita income is $31,382, compared to the state average of $33,920.
What is the per capita income in Harnett County, North Carolina?
The per capita income in Harnett County, North Carolina is $31,382, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Harnett County income higher than the North Carolina average?
Harnett County's median household income of $69,012 is higher than the North Carolina average of $61,072. This difference of $7,940 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Harnett County rank for income in North Carolina?
Harnett County ranks #23 out of 100 counties in North Carolina by median household income (1 = highest). With a median household income of $69,012 and per capita income of $31,382, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Harnett County

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Your income is above the Harnett County median

County median: $69,012 per year

vs. County Median

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vs. State Average

+13%

vs. National Median

-8%

vs. Harnett County MedianAbout equal
vs. North Carolina Average13% above
vs. National Median8% below

Income Adequacy

Monthly income covers median rent5.3x

Your monthly income ($5,751) vs. median rent ($1,080/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.