Garrett County, Maryland
Income Data
At a Glance
How Garrett County Compares
Detailed Income Statistics
Data Story
About Household Income in Garrett County, Maryland
Garrett County incomes below national average
Garrett County's median household income of $69,031 falls short of the national median of $74,755 by $5,724. The county's rural, mountainous terrain and economy centered on tourism, forestry, and small business create a distinctive earnings landscape.
Lower-income county in Maryland
Garrett County ranks near the bottom of Maryland's 24 jurisdictions with a median household income $25,121 below the statewide average of $94,152. Limited high-wage employment sectors and distance from major job centers shape this income gap.
Mountain county economy contrasts with suburbs
Garrett County's $69,031 median trails neighboring Frederick County ($120,458) by over $51,000, reflecting the vast economic divide between rural Appalachian Maryland and suburban growth corridors. Even Dorchester County to the east ($60,495) earns less, making Garrett County's broader economic base relatively resilient.
Lowest rent burden in the state
Garrett County boasts Maryland's lowest rent-to-income ratio at 12.3%, well below the 30% affordability threshold and the state average. This affordability advantage, paired with modest median home values of $217,000, makes homeownership accessible for many residents.
Affordability creates savings opportunity
Garrett County's low cost of living, especially for housing, frees up household budgets for savings and investing. Residents should capitalize on this advantage by building emergency funds and long-term investment accounts despite modest absolute incomes.
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Income Comparison Calculator
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Your income is above the Garrett County median
County median: $69,031 per year
vs. County Median
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vs. State Average
-27%
vs. National Median
-8%
Income Adequacy
Your monthly income ($5,753) vs. median rent ($710/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.