Garrett County, Maryland

Income Data

-27% vs. Maryland average
$69,031
Median Household Income
$42,328
Per Capita Income

At a Glance

Median Household Income
$69,031
-27% vs. state avg
Per Capita Income
$42,328
+7% vs. national
Income-to-Housing Ratio
31.8%
income as % of home value
Rank in Maryland
#19 / 24
by median household income

How Garrett County Compares

Garrett County$69,031
Maryland Average$94,152
National Median$74,755

Detailed Income Statistics

$69,031
Median Household Income
$42,328
Per Capita Income
$217,000
Median Home Value
31.8%
Income-to-Housing Ratio

Data Story

About Household Income in Garrett County, Maryland

Garrett County incomes below national average

Garrett County's median household income of $69,031 falls short of the national median of $74,755 by $5,724. The county's rural, mountainous terrain and economy centered on tourism, forestry, and small business create a distinctive earnings landscape.

Lower-income county in Maryland

Garrett County ranks near the bottom of Maryland's 24 jurisdictions with a median household income $25,121 below the statewide average of $94,152. Limited high-wage employment sectors and distance from major job centers shape this income gap.

Mountain county economy contrasts with suburbs

Garrett County's $69,031 median trails neighboring Frederick County ($120,458) by over $51,000, reflecting the vast economic divide between rural Appalachian Maryland and suburban growth corridors. Even Dorchester County to the east ($60,495) earns less, making Garrett County's broader economic base relatively resilient.

Lowest rent burden in the state

Garrett County boasts Maryland's lowest rent-to-income ratio at 12.3%, well below the 30% affordability threshold and the state average. This affordability advantage, paired with modest median home values of $217,000, makes homeownership accessible for many residents.

Affordability creates savings opportunity

Garrett County's low cost of living, especially for housing, frees up household budgets for savings and investing. Residents should capitalize on this advantage by building emergency funds and long-term investment accounts despite modest absolute incomes.

Frequently Asked Questions

What is the median household income in Garrett County, Maryland?
The median household income in Garrett County, Maryland is $69,031, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Garrett County?
The per capita income in Garrett County is $42,328, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $69,031.
How does Garrett County compare to the Maryland average?
Garrett County's median household income of $69,031 is lower than the Maryland state average of $94,152. The per capita income is $42,328, compared to the state average of $46,948.
What is the per capita income in Garrett County, Maryland?
The per capita income in Garrett County, Maryland is $42,328, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Garrett County a low-income area in Maryland?
Garrett County's median household income of $69,031 is below the Maryland average of $94,152. The per capita income of $42,328 is also lower than the state average of $46,948. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Garrett County rank for income in Maryland?
Garrett County ranks #19 out of 24 counties in Maryland by median household income (1 = highest). With a median household income of $69,031 and per capita income of $42,328, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Garrett County

$
1.00x

Your income is above the Garrett County median

County median: $69,031 per year

vs. County Median

+0%

vs. State Average

-27%

vs. National Median

-8%

vs. Garrett County MedianAbout equal
vs. Maryland Average27% below
vs. National Median8% below

Income Adequacy

Monthly income covers median rent8.1x

Your monthly income ($5,753) vs. median rent ($710/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Garrett County, Maryland? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

Start Investing

Counties with Similar Income Levels

Sponsored

Compare Financial Products in Maryland

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.