Westchester County, New York

Income Data

+55% vs. New York average
$118,411
Median Household Income
$70,607
Per Capita Income

At a Glance

Median Household Income
$118,411
+55% vs. state avg
Per Capita Income
$70,607
+79% vs. national
Income-to-Housing Ratio
18.5%
income as % of home value
Rank in New York
#4 / 62
by median household income

How Westchester County Compares

Westchester County$118,411
New York Average$76,433
National Median$74,755

Detailed Income Statistics

$118,411
Median Household Income
$70,607
Per Capita Income
$638,400
Median Home Value
18.5%
Income-to-Housing Ratio

Data Story

About Household Income in Westchester County, New York

Westchester ranks among America's wealthiest

Westchester County's median household income of $118,411 soars $43,656 above the national median of $74,755, placing it firmly in the top 5% of U.S. counties. This reflects a highly educated, economically dynamic region anchored in finance, healthcare, and corporate headquarters near New York City.

New York's wealthiest county by far

Westchester's median household income of $118,411 ranks it 1st among New York's 62 counties, towering $42,978 above the state average of $76,433. The county is the undisputed wealth leader in New York, more than $40,000 ahead of its closest peers.

Westchester dwarfs nearby upstate counties

Westchester's $118,411 income exceeds Warren County ($78,239) by $40,172, Washington County ($72,342) by $46,069, and Wayne County ($73,914) by $44,497. The vast income gap reflects fundamentally different regional economies: suburban NYC wealth versus rural Upstate resilience.

High income cushions steep housing costs

Westchester households spend 19.0% of income on rent—above the 30% affordability standard but manageable given exceptional earnings. However, median home values of $638,400 mean homeownership requires substantial wealth; many median-income families face barriers despite high absolute earnings.

Leverage premium incomes for wealth building

Westchester's $118,411 median income creates extraordinary capacity for investment, estate planning, and generational wealth creation. Maximize tax-advantaged retirement accounts, explore real estate investment beyond primary residence, and consider working with a financial advisor to optimize your wealth strategy in this high-income environment.

Frequently Asked Questions

What is the median household income in Westchester County, New York?
The median household income in Westchester County, New York is $118,411, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Westchester County?
The per capita income in Westchester County is $70,607, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $118,411.
How does Westchester County compare to the New York average?
Westchester County's median household income of $118,411 is higher than the New York state average of $76,433. The per capita income is $70,607, compared to the state average of $41,133.
What is the per capita income in Westchester County, New York?
The per capita income in Westchester County, New York is $70,607, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Westchester County income higher than the New York average?
Westchester County's median household income of $118,411 is higher than the New York average of $76,433. This difference of $41,978 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Westchester County rank for income in New York?
Westchester County ranks #4 out of 62 counties in New York by median household income (1 = highest). With a median household income of $118,411 and per capita income of $70,607, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Westchester County

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Your income is above the Westchester County median

County median: $118,411 per year

vs. County Median

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vs. State Average

+55%

vs. National Median

+58%

vs. Westchester County MedianAbout equal
vs. New York Average55% above
vs. National Median58% above

Income Adequacy

Monthly income covers median rent5.3x

Your monthly income ($9,868) vs. median rent ($1,876/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.