St. Mary's County, Maryland
Income Data
At a Glance
How St. Mary's County Compares
Detailed Income Statistics
Data Story
About Household Income in St. Mary's County, Maryland
St. Mary's ranks among nation's richest
St. Mary's County's median household income of $114,580 exceeds the U.S. median of $74,755 by 53%, placing it in the nation's top 5% by household earnings. This Southern Maryland community rivals the wealthiest suburban counties nationwide.
Second-wealthiest Maryland county
St. Mary's ranks second statewide with a median income 22% above Maryland's $94,152 average, trailing only Queen Anne's County by $955. Federal employment at Naval Station Point Lookout anchors the county's strong economic performance.
Dominates Southern Maryland earnings
St. Mary's $114,580 median income far exceeds neighboring Charles and Calvert counties and surrounding regions. The presence of federal employment creates a stable, high-wage job base unavailable to most peer counties.
Housing remains comfortably affordable
St. Mary's 17.7% rent-to-income ratio sits well below the 30% affordability threshold, offering households substantial financial flexibility. A median home value of $390,900 is readily accessible for households earning this income level.
Leverage federal employment stability
St. Mary's households benefit from federal job security and generous retirement benefits—key wealth-building advantages over private-sector earners. Maximize Thrift Savings Plan contributions, invest surplus income in diversified portfolios, and consider real estate investment to compound wealth over time.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the St. Mary's County median
County median: $114,580 per year
vs. County Median
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vs. State Average
+22%
vs. National Median
+53%
Income Adequacy
Your monthly income ($9,548) vs. median rent ($1,692/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.