IncomeBy County

Schoharie County, New York

Income Data

-7% vs. New York average
$71,188
Median Household Income
$38,100
Per Capita Income

At a Glance

Median Household Income
$71,188
-7% vs. state avg
Per Capita Income
$38,100
-3% vs. national
Income-to-Housing Ratio
39.1%
income as % of home value
Rank in New York
#30 / 62
by median household income

How Schoharie County Compares

Schoharie County$71,188
New York Average$76,433
National Median$74,755

Detailed Income Statistics

$71,188
Median Household Income
$38,100
Per Capita Income
$182,000
Median Home Value
39.1%
Income-to-Housing Ratio

Data Story

About Household Income in Schoharie County, New York

Schoharie's income lags national average

Schoharie County's median household income of $71,188 falls nearly 5% below the national median of $74,755, signaling lower earning potential than the typical U.S. county. The per capita income of $38,100 also trails the national average, reflecting more limited individual earning opportunities.

Below-average income for New York state

Schoharie ranks in the lower half of New York's 62 counties with a median income $5,245 below the state average of $76,433. The per capita income of $38,100 falls $3,033 below the state average, indicating economic challenges in this rural county.

Second-lowest income in regional comparison

Schoharie's $71,188 median household income ranks second-lowest among these eight counties, ahead only of Schuyler County ($65,625). The county significantly trails higher-income neighbors like Saratoga ($99,653) and Rockland ($110,631), reflecting its rural character and limited employment centers.

Low housing costs offset modest income

Schoharie's 15.4% rent-to-income ratio ranks among the best in this group, with a median home value of just $182,000. These affordable housing costs mean homeownership consumes roughly 20% of gross income, leaving room for basic savings despite below-average earnings.

Strategic saving in a lower-income county

Schoharie residents earning $71,188 should focus on building a solid emergency fund (3-6 months expenses) before investing, given more limited income flexibility. Take full advantage of any employer retirement plans and explore low-cost community development accounts or local economic development incentives to support long-term financial stability.

Frequently Asked Questions

What is the median household income in Schoharie County, New York?
The median household income in Schoharie County, New York is $71,188, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Schoharie County?
The per capita income in Schoharie County is $38,100, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $71,188.
How does Schoharie County compare to the New York average?
Schoharie County's median household income of $71,188 is lower than the New York state average of $76,433. The per capita income is $38,100, compared to the state average of $41,133.
What is the per capita income in Schoharie County, New York?
The per capita income in Schoharie County, New York is $38,100, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Schoharie County a low-income area in New York?
Schoharie County's median household income of $71,188 is below the New York average of $76,433. The per capita income of $38,100 is also lower than the state average of $41,133. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Schoharie County rank for income in New York?
Schoharie County ranks #30 out of 62 counties in New York by median household income (1 = highest). With a median household income of $71,188 and per capita income of $38,100, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Schoharie County

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County median: $71,188 per year

vs. County Median

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vs. State Average

-7%

vs. National Median

-5%

vs. Schoharie County MedianAbout equal
vs. New York Average▼ 7% below
vs. National Median▼ 5% below

Income Adequacy

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Your monthly income ($5,932) vs. median rent ($916/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Counties with Similar Income Levels

Waupaca County
Wisconsin
$71,189
+0%
Erie County
New York
$71,175
+0%
Crook County
Wyoming
$71,209
+0%
Lincoln County
Washington
$71,227
+0%
Jefferson County
Washington
$71,143
+0%
Preble County
Ohio
$71,237
+0%
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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