Oneida County, New York
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Oneida County Compares
Detailed Income Statistics
Income Advisory: Oneida County
Income Verdict
Oneida County has a median household income of $68,819 and per capita income of $36,865 — a gap of $31,954, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $917/month and a median household income of $68,819, rent consumes approximately 16.0% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $68,819 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $36,865 is in line with national norms for individual earners.
Neighbor Context
Oneida County earns approximately 10% below the New York state median household income of $76,433.
Data Story
About Household Income in Oneida County, New York
Oneida lags behind national earnings
Oneida County's median household income of $68,819 falls 7.9% below the national median of $74,755. This places the county in the lower half of U.S. earnings, indicating residents earn noticeably less than the typical American household.
Below average in New York State
Oneida ranks below the state median of $76,433, earning about $7,614 less per year than the New York average. The county's per capita income of $36,865 also trails the state's $41,133 average by $4,268.
Middle of the pack locally
Oneida earns more than Orleans ($63,838) and Oswego ($68,461) but less than Ontario ($79,814) and Onondaga ($74,740). The county sits firmly in the middle tier of upstate New York's income distribution.
Rent remains manageable here
A 16.0% rent-to-income ratio means Oneida residents spend just over one-sixth of earnings on housing—well below the 30% threshold considered affordable. This favorable ratio provides breathing room for other household expenses despite below-average incomes.
Build stability with smart planning
With moderate housing costs, Oneida households have opportunity to prioritize emergency savings and retirement planning. Consider meeting with a financial advisor to maximize employer benefits and explore tax-advantaged accounts like 401(k)s and IRAs.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Oneida County median
County median: $68,819 per year
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vs. State Average
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vs. National Median
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Income Adequacy
Your monthly income ($5,735) vs. median rent ($917/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.