Saratoga County, New York

Income Data

+30% vs. New York average
$99,653
Median Household Income
$54,698
Per Capita Income

At a Glance

Median Household Income
$99,653
+30% vs. state avg
Per Capita Income
$54,698
+39% vs. national
Income-to-Housing Ratio
30.7%
income as % of home value
Rank in New York
#7 / 62
by median household income

How Saratoga County Compares

Saratoga County$99,653
New York Average$76,433
National Median$74,755

Detailed Income Statistics

$99,653
Median Household Income
$54,698
Per Capita Income
$324,800
Median Home Value
30.7%
Income-to-Housing Ratio

Data Story

About Household Income in Saratoga County, New York

Saratoga leads with strong income growth

Saratoga County's median household income of $99,653 exceeds the national median of $74,755 by 33.3%, demonstrating the region's strong economic fundamentals. The per capita income of $54,698 ranks highest among these eight counties, indicating particularly high individual earning power.

Top earner among New York counties

Saratoga ranks in New York's top tier with a median household income $23,220 above the state average of $76,433. Its per capita income of $54,698 substantially exceeds the state average of $41,133, reflecting a highly educated and well-compensated workforce.

Second-highest income in regional comparison

Saratoga's $99,653 median household income ranks second only to Rockland County ($110,631) among these eight counties, narrowly exceeding Richmond County ($98,290). The county's combination of high household and per capita incomes suggests both robust employment and income equality.

Excellent affordability with manageable housing costs

Saratoga residents enjoy one of the best rent-to-income ratios at 16.2%, with a median home value of just $324,800—the third-lowest among these counties. This combination means homeownership consumes roughly 25% of gross income, leaving substantial funds for savings and investment.

Saratoga's affordability unlocks wealth potential

With both high income and low housing costs, Saratoga residents can dedicate 15-20% of income to retirement and investment accounts while maintaining comfortable housing payments. Prioritize maxing 401(k) contributions, building a diversified investment portfolio, and considering additional real estate investments in a favorable market.

Frequently Asked Questions

What is the median household income in Saratoga County, New York?
The median household income in Saratoga County, New York is $99,653, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Saratoga County?
The per capita income in Saratoga County is $54,698, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $99,653.
How does Saratoga County compare to the New York average?
Saratoga County's median household income of $99,653 is higher than the New York state average of $76,433. The per capita income is $54,698, compared to the state average of $41,133.
What is the per capita income in Saratoga County, New York?
The per capita income in Saratoga County, New York is $54,698, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Saratoga County income higher than the New York average?
Saratoga County's median household income of $99,653 is higher than the New York average of $76,433. This difference of $23,220 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Saratoga County rank for income in New York?
Saratoga County ranks #7 out of 62 counties in New York by median household income (1 = highest). With a median household income of $99,653 and per capita income of $54,698, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Saratoga County

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County median: $99,653 per year

vs. County Median

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vs. State Average

+30%

vs. National Median

+33%

vs. Saratoga County MedianAbout equal
vs. New York Average30% above
vs. National Median33% above

Income Adequacy

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Your monthly income ($8,304) vs. median rent ($1,347/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.