Mercer County, New Jersey

Income Data

U.S. Census Bureau ACS

-5% vs. New Jersey average

$96,333

Median Household Income

$52,101

Per Capita Income

At a Glance

Median Household Income

$96,333

-5% vs. state avg

Per Capita Income

$52,101

+32% vs. national

Income-to-Housing Ratio

27.4%

income as % of home value

Rank in New Jersey

#12 / 21

by median household income

Economic Indicators

Unemployment Rate

N/A

Labor Force Participation

N/A

How Mercer County Compares

Mercer County$96,333

New Jersey Average$100,891

National Median$74,755

Detailed Income Statistics

$96,333

Median Household Income

$52,101

Per Capita Income

$351,000

Median Home Value

27.4%

Income-to-Housing Ratio

Income Advisory: Mercer County

Income Verdict

Mercer County has a median household income of $96,333 and per capita income of $52,101 — a gap of $44,232, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $1,515/month and a median household income of $96,333, rent consumes approximately 18.9% of monthly income — well within affordable thresholds.

Economic Context

The median household income of $96,333 places Mercer County in a high-earning tier, supporting strong purchasing power and above-average consumer spending. Per capita income of $52,101 reflects a relatively affluent population with substantial individual earning capacity.

Neighbor Context

Mercer County earns approximately 4.5% below the New Jersey state median household income of $100,891.

Data Story

About Household Income in Mercer County, New Jersey

Mercer County earns 29% above national median

Mercer County's median household income of $96,333 exceeds the U.S. median of $74,755 by $21,578, positioning residents solidly in the upper-middle income tier nationally. This advantage reflects a diverse economy anchored by healthcare, education, and technology sectors.

Mid-tier income county in New Jersey

At $96,333, Mercer County ranks toward the middle of New Jersey's 21 counties, falling about $4,558 short of the state median of $100,891. The county's income profile reflects its mix of affluent suburbs and economically diverse urban areas like Trenton.

Mercer trails wealthy northern counties

Mercer County's $96,333 median income falls below nearby Morris County ($134,929) and Hunterdon County ($139,453), but exceeds Hudson County ($90,032) and Passaic County ($87,137). The income spread reflects Mercer's position as a bridge between New Jersey's wealthy northern tier and middle-income communities.

Reasonable housing affordability for the region

Mercer residents spend 18.9% of household income on rent, comfortably below the 20% affordability threshold and among the best ratios statewide. The median home value of $351,000—the lowest in this comparison—makes homeownership accessible while maintaining cost-of-living stability.

Build savings with favorable affordability

With a median household income of $96,333 and the lowest housing costs in this county cluster, Mercer County households can allocate resources toward retirement savings, education funds, and home equity building. Starting automatic transfers to high-yield savings accounts and contributing to employer 401(k) plans positions families for long-term financial security.

Frequently Asked Questions

What is the median household income in Mercer County, New Jersey?

The median household income in Mercer County, New Jersey is $96,333, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.

How much do people earn in Mercer County?

The per capita income in Mercer County is $52,101, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $96,333.

How does Mercer County compare to the New Jersey average?

Mercer County's median household income of $96,333 is lower than the New Jersey state average of $100,891. The per capita income is $52,101, compared to the state average of $52,255.

What is the per capita income in Mercer County, New Jersey?

The per capita income in Mercer County, New Jersey is $52,101, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.

Is Mercer County a low-income area in New Jersey?

Mercer County's median household income of $96,333 is below the New Jersey average of $100,891. The per capita income of $52,101 is also lower than the state average of $52,255. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.

How does Mercer County rank for income in New Jersey?

Mercer County ranks #12 out of 21 counties in New Jersey by median household income (1 = highest). With a median household income of $96,333 and per capita income of $52,101, it falls in the middle third of counties statewide.