Oswego County, New York
Income Data
At a Glance
How Oswego County Compares
Detailed Income Statistics
Data Story
About Household Income in Oswego County, New York
Oswego trails the national baseline
Oswego County's median household income of $68,461 falls 8.4% short of the national median of $74,755. Households earn approximately $6,294 less annually than the typical American family, placing the county below the national middle.
Below state average, near low end
Oswego lags the state median of $76,433 by $7,972, ranking among New York's lower-income counties in this group. Per capita income of $35,222 trails the state average of $41,133 by $5,911.
Second-lowest in regional comparison
Only Orleans ($63,838) earns less; Oswego surpasses Otsego ($67,086) but falls significantly behind Ontario ($79,814) and Onondaga ($74,740). The county sits in the lower tier of upstate's income distribution.
Modest housing eases affordability
Oswego's 16.5% rent-to-income ratio and $139,600 median home value keep housing costs manageable despite below-average earnings. The favorable housing ratio provides crucial breathing room for family budgets.
Focus on financial fundamentals
Oswego households benefit from affordable housing but must prioritize building emergency reserves and retirement savings on modest incomes. Meet with a financial counselor to create a realistic plan for long-term security and wealth accumulation.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Oswego County
Your income is above the Oswego County median
County median: $68,461 per year
vs. County Median
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vs. State Average
-10%
vs. National Median
-8%
Income Adequacy
Your monthly income ($5,705) vs. median rent ($943/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.