Oswego County, New York

Income Data

-10% vs. New York average
$68,461
Median Household Income
$35,222
Per Capita Income

At a Glance

Median Household Income
$68,461
-10% vs. state avg
Per Capita Income
$35,222
-11% vs. national
Income-to-Housing Ratio
49.0%
income as % of home value
Rank in New York
#39 / 62
by median household income

How Oswego County Compares

Oswego County$68,461
New York Average$76,433
National Median$74,755

Detailed Income Statistics

$68,461
Median Household Income
$35,222
Per Capita Income
$139,600
Median Home Value
49.0%
Income-to-Housing Ratio

Data Story

About Household Income in Oswego County, New York

Oswego trails the national baseline

Oswego County's median household income of $68,461 falls 8.4% short of the national median of $74,755. Households earn approximately $6,294 less annually than the typical American family, placing the county below the national middle.

Below state average, near low end

Oswego lags the state median of $76,433 by $7,972, ranking among New York's lower-income counties in this group. Per capita income of $35,222 trails the state average of $41,133 by $5,911.

Second-lowest in regional comparison

Only Orleans ($63,838) earns less; Oswego surpasses Otsego ($67,086) but falls significantly behind Ontario ($79,814) and Onondaga ($74,740). The county sits in the lower tier of upstate's income distribution.

Modest housing eases affordability

Oswego's 16.5% rent-to-income ratio and $139,600 median home value keep housing costs manageable despite below-average earnings. The favorable housing ratio provides crucial breathing room for family budgets.

Focus on financial fundamentals

Oswego households benefit from affordable housing but must prioritize building emergency reserves and retirement savings on modest incomes. Meet with a financial counselor to create a realistic plan for long-term security and wealth accumulation.

Frequently Asked Questions

What is the median household income in Oswego County, New York?
The median household income in Oswego County, New York is $68,461, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Oswego County?
The per capita income in Oswego County is $35,222, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $68,461.
How does Oswego County compare to the New York average?
Oswego County's median household income of $68,461 is lower than the New York state average of $76,433. The per capita income is $35,222, compared to the state average of $41,133.
What is the per capita income in Oswego County, New York?
The per capita income in Oswego County, New York is $35,222, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Oswego County a low-income area in New York?
Oswego County's median household income of $68,461 is below the New York average of $76,433. The per capita income of $35,222 is also lower than the state average of $41,133. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Oswego County rank for income in New York?
Oswego County ranks #39 out of 62 counties in New York by median household income (1 = highest). With a median household income of $68,461 and per capita income of $35,222, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Oswego County

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Your income is above the Oswego County median

County median: $68,461 per year

vs. County Median

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vs. State Average

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vs. National Median

-8%

vs. Oswego County MedianAbout equal
vs. New York Average10% below
vs. National Median8% below

Income Adequacy

Monthly income covers median rent6.0x

Your monthly income ($5,705) vs. median rent ($943/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.