Delaware County, New York
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Delaware County Compares
Detailed Income Statistics
Income Advisory: Delaware County
Income Verdict
Delaware County has a median household income of $60,226 and per capita income of $35,996 — a gap of $24,230, suggesting a higher share of single-earner or non-family households.
Housing Affordability
With median gross rent at $848/month and a median household income of $60,226, rent consumes approximately 16.9% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $60,226, residents of Delaware County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $35,996 is in line with national norms for individual earners.
Neighbor Context
Delaware County earns approximately 21.2% below the New York state median household income of $76,433.
Data Story
About Household Income in Delaware County, New York
Delaware lags far behind the nation
Delaware County's median household income of $60,226 trails the national median of $74,755 by 19.5%, making it one of America's lower-income counties. This substantial gap reflects a rural Catskill economy with limited job diversity and younger workers migrating away.
Lowest income in upstate cluster
At $60,226, Delaware ranks among the lowest in New York State, sitting $16,207 below the state average of $76,433. The county's position in the bottom quarter of New York's 62 counties underscores its rural and economically challenged character.
Struggling relative to surrounding counties
Delaware's $60,226 income is the lowest in its region, undercut only by its peers but topped by Cortland ($67,527) and Chenango ($62,093) nearby. The county's isolation in the western Catskills and limited urban centers contribute to this income disadvantage.
Housing affordability provides buffer
Despite low income, Delaware's median home value of $176,200 and 16.9% rent-to-income ratio offer relative affordability compared to wealthier counties. This affordability cushion helps households manage on lower earnings, though $60,226 remains a genuine financial constraint.
Start small, build consistent habits
With median income of $60,226, Delaware residents should prioritize building an emergency fund before aggressive investing—even $25 or $50 monthly adds up. Once you've saved one month's expenses, explore low-cost index funds or employer retirement plans to grow long-term wealth.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Delaware County
Your income is above the Delaware County median
County median: $60,226 per year
vs. County Median
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vs. State Average
-21%
vs. National Median
-19%
Income Adequacy
Your monthly income ($5,019) vs. median rent ($848/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.