Chemung County, New York
Income Data
At a Glance
How Chemung County Compares
Detailed Income Statistics
Data Story
About Household Income in Chemung County, New York
Chemung income moderately trails national median
Chemung County's median household income of $63,469 falls $11,286 short of the U.S. median of $74,755, a 15% gap. This below-average income reflects the county's transition away from manufacturing and dependence on healthcare, education, and retail services.
Chemung ranks in New York's lower-middle tier
Chemung ranks in the lower-middle tier of New York State's 62 counties, with a median household income roughly $12,964 below the state average of $76,433. The county's per capita income of $35,624 also lags the state average of $41,133 by about $5,500.
Chemung outpaces many regional peers
Chemung's $63,469 median household income exceeds Chautauqua ($56,507) and Cattaraugus ($58,248), placing it in the mid-range of upstate counties. The county's educational institutions and healthcare employment provide more diverse income opportunities than some surrounding rural areas.
Housing costs present moderate affordability stress
Chemung's rent-to-income ratio of 19.3% exceeds some peers but remains below the 30% affordability threshold, indicating manageable housing costs overall. With a median home value of $132,100, homeownership requires significant commitment but remains accessible for many households.
Strategic savings unlock long-term security
Chemung households can build wealth by capturing employer retirement benefits and maintaining consistent savings discipline despite moderate incomes. With reasonable housing affordability, prioritize building emergency reserves and diversifying investments to strengthen financial resilience over time.
Frequently Asked Questions
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County median: $63,469 per year
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.