Chemung County, New York

Income Data

-17% vs. New York average
$63,469
Median Household Income
$35,624
Per Capita Income

At a Glance

Median Household Income
$63,469
-17% vs. state avg
Per Capita Income
$35,624
-10% vs. national
Income-to-Housing Ratio
48.0%
income as % of home value
Rank in New York
#52 / 62
by median household income

How Chemung County Compares

Chemung County$63,469
New York Average$76,433
National Median$74,755

Detailed Income Statistics

$63,469
Median Household Income
$35,624
Per Capita Income
$132,100
Median Home Value
48.0%
Income-to-Housing Ratio

Data Story

About Household Income in Chemung County, New York

Chemung income moderately trails national median

Chemung County's median household income of $63,469 falls $11,286 short of the U.S. median of $74,755, a 15% gap. This below-average income reflects the county's transition away from manufacturing and dependence on healthcare, education, and retail services.

Chemung ranks in New York's lower-middle tier

Chemung ranks in the lower-middle tier of New York State's 62 counties, with a median household income roughly $12,964 below the state average of $76,433. The county's per capita income of $35,624 also lags the state average of $41,133 by about $5,500.

Chemung outpaces many regional peers

Chemung's $63,469 median household income exceeds Chautauqua ($56,507) and Cattaraugus ($58,248), placing it in the mid-range of upstate counties. The county's educational institutions and healthcare employment provide more diverse income opportunities than some surrounding rural areas.

Housing costs present moderate affordability stress

Chemung's rent-to-income ratio of 19.3% exceeds some peers but remains below the 30% affordability threshold, indicating manageable housing costs overall. With a median home value of $132,100, homeownership requires significant commitment but remains accessible for many households.

Strategic savings unlock long-term security

Chemung households can build wealth by capturing employer retirement benefits and maintaining consistent savings discipline despite moderate incomes. With reasonable housing affordability, prioritize building emergency reserves and diversifying investments to strengthen financial resilience over time.

Frequently Asked Questions

What is the median household income in Chemung County, New York?
The median household income in Chemung County, New York is $63,469, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Chemung County?
The per capita income in Chemung County is $35,624, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $63,469.
How does Chemung County compare to the New York average?
Chemung County's median household income of $63,469 is lower than the New York state average of $76,433. The per capita income is $35,624, compared to the state average of $41,133.
What is the per capita income in Chemung County, New York?
The per capita income in Chemung County, New York is $35,624, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Chemung County a low-income area in New York?
Chemung County's median household income of $63,469 is below the New York average of $76,433. The per capita income of $35,624 is also lower than the state average of $41,133. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Chemung County rank for income in New York?
Chemung County ranks #52 out of 62 counties in New York by median household income (1 = highest). With a median household income of $63,469 and per capita income of $35,624, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Chemung County

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County median: $63,469 per year

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vs. State Average

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vs. National Median

-15%

vs. Chemung County MedianAbout equal
vs. New York Average17% below
vs. National Median15% below

Income Adequacy

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Your monthly income ($5,289) vs. median rent ($1,020/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.