Albany County, New York
Income Data
At a Glance
How Albany County Compares
Detailed Income Statistics
Data Story
About Household Income in Albany County, New York
Albany earns well above the national average
Albany County's median household income of $83,149 exceeds the U.S. median of $74,755 by roughly $8,400, placing it in the upper tier nationally. This 11% advantage reflects the county's strong professional and education sectors anchored by the state capital and regional institutions.
Among New York's strongest income counties
Albany ranks near the top of New York State's 62 counties, with its $83,149 median household income substantially outpacing the state average of $76,433. The county's per capita income of $46,231 also surpasses the state average of $41,133, signaling broad-based economic prosperity.
Albany pulls ahead of regional peers
Compared to neighboring upstate counties like Cayuga ($66,583) and Broome ($61,059), Albany residents enjoy roughly $17,000 to $22,000 more in median household income. This income advantage reflects Albany's denser urban core and concentration of government and professional employment.
Strong incomes support housing costs
Albany's rent-to-income ratio of 18.1% sits comfortably below the widely cited 30% affordability threshold, meaning housing is genuinely affordable for most households. With a median home value of $277,400, the county's above-average income translates into real purchasing power for homeownership.
Position your earnings for long-term growth
With incomes exceeding both state and national medians, Albany households are well-positioned to invest beyond basic housing. Consider tax-advantaged retirement accounts, diversified investment portfolios, and property appreciation to build generational wealth in a region with solid economic fundamentals.
Frequently Asked Questions
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Income Comparison Calculator
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County median: $83,149 per year
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.