San Bernardino County, California
Income Data
At a Glance
How San Bernardino County Compares
Detailed Income Statistics
Data Story
About Household Income in San Bernardino County, California
San Bernardino earns above the nation
San Bernardino County's median household income of $82,184 exceeds the national median of $74,755 by roughly $7,400. Despite lower California costs in some areas, the county demonstrates solid earning power within the Inland Empire economy.
Below California's average income
At $82,184, San Bernardino's median household income falls slightly below California's state average of $87,001. The county ranks in the lower-middle tier among California's 58 counties, reflecting the Inland Empire's more affordable but economically developing character.
Lowest income in Southern California survey
San Bernardino's $82,184 median is the lowest among Southern California counties examined here, trailing Riverside ($89,672) and San Diego ($102,285). The county's affordability comes with lower wage growth, requiring households to be strategic about earning and saving.
Housing costs cut deep into earnings
San Bernardino's rent-to-income ratio of 24.9% is among the highest in this survey, straining household budgets despite lower housing values. With a median home value of $475,000, residents must carefully plan to transition from renting to homeownership.
Strategic saving overcomes income gaps
San Bernardino residents earning $82,184 face tighter budgets but can build wealth through disciplined saving and employer benefits. Maximizing 401(k) matches, using HSAs, and investing in lower-cost index funds helps overcome the county's modest income-to-cost-of-living ratio.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the San Bernardino County median
County median: $82,184 per year
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vs. State Average
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Income Adequacy
Your monthly income ($6,849) vs. median rent ($1,706/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.