Otoe County, Nebraska
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Otoe County Compares
Detailed Income Statistics
Income Advisory: Otoe County
Income Verdict
Otoe County has a median household income of $81,430 and per capita income of $41,885 — a gap of $39,545, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $905/month and a median household income of $81,430, rent consumes approximately 13.3% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $81,430 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $41,885 is in line with national norms for individual earners.
Neighbor Context
Otoe County earns approximately 21.8% above the Nebraska state median household income of $66,880, positioning it favorably within the state.
Data Story
About Household Income in Otoe County, Nebraska
Otoe Outearns the National Average
Otoe County's median household income of $81,430 exceeds the national median of $74,755 by nearly $6,700, placing it in the top tier of American counties. This 8.9% advantage reflects robust local employment opportunities and wage levels above typical U.S. standards.
Nebraska's Top Income Earners
Otoe County ranks among Nebraska's wealthiest counties, with a median household income of $81,430 compared to the state average of $66,880—a difference of $14,550. The county's earning power significantly outpaces most of its 93 statewide peers.
Clear Income Leader in Region
Otoe County's $81,430 median household income substantially exceeds neighboring Pierce County ($75,938) and Nuckolls County ($70,201). Only Platte County ($72,335) approaches Otoe's earning levels, making it one of the region's most prosperous communities.
Income Supports Higher Home Values
Though Otoe County's rent-to-income ratio of 13.3% is slightly elevated for the county, the median home value of $185,000 remains achievable for most households with the county's strong income levels. Higher housing costs reflect desirable amenities and strong local demand rather than affordability strain.
Premier Earning Power for Wealth Building
Otoe County households benefit from above-average incomes that create substantial capacity for investment and savings beyond basic needs. Consider maximizing retirement contributions, diversifying into real estate, or building education funds—the county's strong income base makes aggressive wealth-building strategies viable.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Otoe County median
County median: $81,430 per year
vs. County Median
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vs. State Average
+22%
vs. National Median
+9%
Income Adequacy
Your monthly income ($6,786) vs. median rent ($905/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.