Clay County, Missouri

Income Data

+45% vs. Missouri average
$86,150
Median Household Income
$42,336
Per Capita Income

At a Glance

Median Household Income
$86,150
+45% vs. state avg
Per Capita Income
$42,336
+7% vs. national
Income-to-Housing Ratio
33.6%
income as % of home value
Rank in Missouri
#4 / 115
by median household income

How Clay County Compares

Clay County$86,150
Missouri Average$59,503
National Median$74,755

Detailed Income Statistics

$86,150
Median Household Income
$42,336
Per Capita Income
$256,400
Median Home Value
33.6%
Income-to-Housing Ratio

Data Story

About Household Income in Clay County, Missouri

Clay County exceeds national income

Clay County's median household income of $86,150 surpasses the national median of $74,755 by $11,395—a 15% advantage. This Kansas City suburb ranks in the top quartile nationally and reflects the region's strong professional employment base.

Second-wealthiest Missouri county

Clay County ranks as Missouri's second-most prosperous county with median household income of $86,150, exceeding the state average by $26,647. Per capita income of $42,336 is the highest or near-highest in the state, indicating widespread individual earnings power.

Peer to Cass County prosperity

Clay County ($86,150) matches Cass County ($87,413) as a Kansas City prosperity leader, both vastly outpacing all other comparison counties. The counties represent the region's most desirable address for affluent families and corporate professionals.

Housing affordable despite premium

Clay County households spend 17.0% of income on rent—slightly above Cass County but well within the 30% affordability threshold. With median home values at $256,400 and robust household incomes, homeownership and wealth accumulation are accessible to most families.

Advanced wealth strategies

Clay County's top-tier incomes support sophisticated wealth strategies including 529 college savings plans, charitable giving accounts, and real estate investment diversification. Families should work with financial advisors to optimize tax efficiency and create generational wealth.

Frequently Asked Questions

What is the median household income in Clay County, Missouri?
The median household income in Clay County, Missouri is $86,150, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Clay County?
The per capita income in Clay County is $42,336, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $86,150.
How does Clay County compare to the Missouri average?
Clay County's median household income of $86,150 is higher than the Missouri state average of $59,503. The per capita income is $42,336, compared to the state average of $31,011.
What is the per capita income in Clay County, Missouri?
The per capita income in Clay County, Missouri is $42,336, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Clay County income higher than the Missouri average?
Clay County's median household income of $86,150 is higher than the Missouri average of $59,503. This difference of $26,647 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Clay County rank for income in Missouri?
Clay County ranks #4 out of 115 counties in Missouri by median household income (1 = highest). With a median household income of $86,150 and per capita income of $42,336, it falls in the top third of counties statewide.

Income Comparison Calculator

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County median: $86,150 per year

vs. County Median

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vs. State Average

+45%

vs. National Median

+15%

vs. Clay County MedianAbout equal
vs. Missouri Average45% above
vs. National Median15% above

Income Adequacy

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Your monthly income ($7,179) vs. median rent ($1,220/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.