Clay County, Missouri
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Clay County Compares
Detailed Income Statistics
Income Advisory: Clay County
Income Verdict
Clay County has a median household income of $86,150 and per capita income of $42,336 — a gap of $43,814, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $1,220/month and a median household income of $86,150, rent consumes approximately 17.0% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $86,150 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $42,336 is in line with national norms for individual earners.
Neighbor Context
Clay County earns approximately 44.8% above the Missouri state median household income of $59,503, positioning it favorably within the state.
Data Story
About Household Income in Clay County, Missouri
Clay County exceeds national income
Clay County's median household income of $86,150 surpasses the national median of $74,755 by $11,395—a 15% advantage. This Kansas City suburb ranks in the top quartile nationally and reflects the region's strong professional employment base.
Second-wealthiest Missouri county
Clay County ranks as Missouri's second-most prosperous county with median household income of $86,150, exceeding the state average by $26,647. Per capita income of $42,336 is the highest or near-highest in the state, indicating widespread individual earnings power.
Peer to Cass County prosperity
Clay County ($86,150) matches Cass County ($87,413) as a Kansas City prosperity leader, both vastly outpacing all other comparison counties. The counties represent the region's most desirable address for affluent families and corporate professionals.
Housing affordable despite premium
Clay County households spend 17.0% of income on rent—slightly above Cass County but well within the 30% affordability threshold. With median home values at $256,400 and robust household incomes, homeownership and wealth accumulation are accessible to most families.
Advanced wealth strategies
Clay County's top-tier incomes support sophisticated wealth strategies including 529 college savings plans, charitable giving accounts, and real estate investment diversification. Families should work with financial advisors to optimize tax efficiency and create generational wealth.
Frequently Asked Questions
What is the median household income in Clay County, Missouri?
How much do people earn in Clay County?
How does Clay County compare to the Missouri average?
What is the per capita income in Clay County, Missouri?
Why is Clay County income higher than the Missouri average?
How does Clay County rank for income in Missouri?
Income Comparison Calculator
See how your household income compares in Clay County
Your income is above the Clay County median
County median: $86,150 per year
vs. County Median
+0%
vs. State Average
+45%
vs. National Median
+15%
Income Adequacy
Your monthly income ($7,179) vs. median rent ($1,220/mo). A ratio of 3.3x or higher means rent is under 30% of income.
Grow Your Wealth
See how your income stacks up in Clay County, Missouri? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.
Start InvestingCounties with Similar Income Levels
Compare Financial Products in Missouri
Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.
Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.