Effingham County, Georgia

Income Data

+41% vs. Georgia average
$85,465
Median Household Income
$37,841
Per Capita Income

At a Glance

Median Household Income
$85,465
+41% vs. state avg
Per Capita Income
$37,841
-4% vs. national
Income-to-Housing Ratio
34.8%
income as % of home value
Rank in Georgia
#15 / 159
by median household income

How Effingham County Compares

Effingham County$85,465
Georgia Average$60,488
National Median$74,755

Detailed Income Statistics

$85,465
Median Household Income
$37,841
Per Capita Income
$245,300
Median Home Value
34.8%
Income-to-Housing Ratio

Data Story

About Household Income in Effingham County, Georgia

Effingham County earns above national median

Effingham County's median household income of $85,465 exceeds the U.S. median of $74,755 by $10,710, placing residents in the upper-income tier nationally. This 14% advantage reflects strong economic activity and employment opportunities in the county.

Georgia's income leaders

Effingham County ranks among Georgia's highest-earning counties with a median of $85,465, well above the state average of $60,488. The $24,977 premium demonstrates the county's robust economic base compared to most of the state.

Significantly outpaces surrounding rural areas

Effingham County's $85,465 median far exceeds nearby rural counties like Elbert ($49,727), Emanuel ($50,053), and Echols ($61,723). The county's economic strength likely reflects proximity to metropolitan areas and diverse employment sectors.

Income supports higher home values

Effingham County's median home value of $245,300 is significantly higher than rural peers, yet the 15.7% rent-to-income ratio remains manageable. The strong median income comfortably supports homeownership and provides cushion for household expenses and savings.

Accelerate wealth building with higher earnings

Effingham County residents with above-national-average incomes are well-positioned to invest aggressively in retirement and wealth-building vehicles. Consider maximizing 401(k) contributions, exploring real estate investment beyond primary residence, and consulting a financial advisor about diversifying into stocks and bonds.

Frequently Asked Questions

What is the median household income in Effingham County, Georgia?
The median household income in Effingham County, Georgia is $85,465, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Effingham County?
The per capita income in Effingham County is $37,841, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $85,465.
How does Effingham County compare to the Georgia average?
Effingham County's median household income of $85,465 is higher than the Georgia state average of $60,488. The per capita income is $37,841, compared to the state average of $31,115.
What is the per capita income in Effingham County, Georgia?
The per capita income in Effingham County, Georgia is $37,841, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Effingham County income higher than the Georgia average?
Effingham County's median household income of $85,465 is higher than the Georgia average of $60,488. This difference of $24,977 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Effingham County rank for income in Georgia?
Effingham County ranks #15 out of 159 counties in Georgia by median household income (1 = highest). With a median household income of $85,465 and per capita income of $37,841, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Effingham County

$
1.00x

Your income is above the Effingham County median

County median: $85,465 per year

vs. County Median

+0%

vs. State Average

+41%

vs. National Median

+14%

vs. Effingham County MedianAbout equal
vs. Georgia Average41% above
vs. National Median14% above

Income Adequacy

Monthly income covers median rent6.4x

Your monthly income ($7,122) vs. median rent ($1,116/mo). A ratio of 3.3x or higher means rent is under 30% of income.

Sponsored

Grow Your Wealth

See how your income stacks up in Effingham County, Georgia? Start investing smarter with a robo-advisor that builds a diversified portfolio for you.

Start Investing

Counties with Similar Income Levels

Sponsored

Compare Financial Products in Georgia

Compare savings accounts, CDs, and money market rates from top banks to make the most of your earnings.

Compare Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.