Caldwell County, Missouri
Income Data
At a Glance
How Caldwell County Compares
Detailed Income Statistics
Data Story
About Household Income in Caldwell County, Missouri
Caldwell moderately below national median
Caldwell County's median household income of $62,520 trails the national median of $74,755 by about $12,200, representing a 16% gap. The county ranks in the lower-middle range nationally, indicating modest earnings relative to U.S. norms.
Above average within Missouri
Caldwell's median household income of $62,520 exceeds Missouri's state average of $59,503 by roughly $3,000, placing the county in the upper half of Missouri counties. The county performs better than most regional peers on income measures.
Solid earner among nearby counties
Caldwell's $62,520 income ranks above Bollinger County ($57,286) and Buchanan County ($59,423) but below Callaway County ($72,645) and Cape Girardeau County ($68,912). The county's per capita income of $31,963 also slightly exceeds the state average, indicating balanced prosperity.
Excellent rental affordability
Caldwell boasts an exceptional rent-to-income ratio of just 12.1%, well below the 30% affordability threshold, giving households substantial discretionary income. The median home value of $156,700 aligns reasonably with local incomes, supporting homeownership accessibility.
Invest savings for long-term growth
Caldwell's favorable rent burden creates a genuine opportunity to invest beyond emergency funds and retirement contributions. Residents should explore diversified portfolios—low-cost index funds, bonds, and real estate—to build meaningful wealth over 20+ year horizons.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Caldwell County median
County median: $62,520 per year
vs. County Median
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vs. State Average
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vs. National Median
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Your monthly income ($5,210) vs. median rent ($628/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.