Caldwell County, Missouri

Income Data

+5% vs. Missouri average
$62,520
Median Household Income
$31,963
Per Capita Income

At a Glance

Median Household Income
$62,520
+5% vs. state avg
Per Capita Income
$31,963
-19% vs. national
Income-to-Housing Ratio
39.9%
income as % of home value
Rank in Missouri
#35 / 115
by median household income

How Caldwell County Compares

Caldwell County$62,520
Missouri Average$59,503
National Median$74,755

Detailed Income Statistics

$62,520
Median Household Income
$31,963
Per Capita Income
$156,700
Median Home Value
39.9%
Income-to-Housing Ratio

Data Story

About Household Income in Caldwell County, Missouri

Caldwell moderately below national median

Caldwell County's median household income of $62,520 trails the national median of $74,755 by about $12,200, representing a 16% gap. The county ranks in the lower-middle range nationally, indicating modest earnings relative to U.S. norms.

Above average within Missouri

Caldwell's median household income of $62,520 exceeds Missouri's state average of $59,503 by roughly $3,000, placing the county in the upper half of Missouri counties. The county performs better than most regional peers on income measures.

Solid earner among nearby counties

Caldwell's $62,520 income ranks above Bollinger County ($57,286) and Buchanan County ($59,423) but below Callaway County ($72,645) and Cape Girardeau County ($68,912). The county's per capita income of $31,963 also slightly exceeds the state average, indicating balanced prosperity.

Excellent rental affordability

Caldwell boasts an exceptional rent-to-income ratio of just 12.1%, well below the 30% affordability threshold, giving households substantial discretionary income. The median home value of $156,700 aligns reasonably with local incomes, supporting homeownership accessibility.

Invest savings for long-term growth

Caldwell's favorable rent burden creates a genuine opportunity to invest beyond emergency funds and retirement contributions. Residents should explore diversified portfolios—low-cost index funds, bonds, and real estate—to build meaningful wealth over 20+ year horizons.

Frequently Asked Questions

What is the median household income in Caldwell County, Missouri?
The median household income in Caldwell County, Missouri is $62,520, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Caldwell County?
The per capita income in Caldwell County is $31,963, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $62,520.
How does Caldwell County compare to the Missouri average?
Caldwell County's median household income of $62,520 is higher than the Missouri state average of $59,503. The per capita income is $31,963, compared to the state average of $31,011.
What is the per capita income in Caldwell County, Missouri?
The per capita income in Caldwell County, Missouri is $31,963, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Caldwell County income higher than the Missouri average?
Caldwell County's median household income of $62,520 is higher than the Missouri average of $59,503. This difference of $3,017 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Caldwell County rank for income in Missouri?
Caldwell County ranks #35 out of 115 counties in Missouri by median household income (1 = highest). With a median household income of $62,520 and per capita income of $31,963, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Caldwell County

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Your income is above the Caldwell County median

County median: $62,520 per year

vs. County Median

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vs. State Average

+5%

vs. National Median

-16%

vs. Caldwell County MedianAbout equal
vs. Missouri Average5% above
vs. National Median16% below

Income Adequacy

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Your monthly income ($5,210) vs. median rent ($628/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.