Mercer County, Kentucky
Income Data
At a Glance
How Mercer County Compares
Detailed Income Statistics
Data Story
About Household Income in Mercer County, Kentucky
Mercer moderately trails nation
Mercer County's median household income of $63,115 falls $11,640 short of the national median of $74,755—a 16% gap. While below the national average, Mercer's income level demonstrates moderate economic stability and positions the county better than many rural American regions.
Mercer ranks near Kentucky median
At $63,115, Mercer County's median household income exceeds the Kentucky state median of $55,909 by $7,206, reflecting a stronger-than-average county economy. This 13% advantage shows Mercer residents earn notably more than typical Kentuckians, despite trailing national figures.
Mercer holds middle ground
Mercer County's $63,115 income sits between wealthier McLean ($70,549) and Meade ($70,163) counties to the north and less affluent Menifee ($44,672) to the east. This positioning reflects Mercer's role as a moderately prosperous county within a region of varied economic fortunes.
Housing costs are reasonable
With a rent-to-income ratio of 15.3%, Mercer County residents allocate a manageable portion of earnings to housing costs, well below the national comfort threshold of 28%. The median home value of $189,700 is accessible for local households, supporting both homeownership and rental stability.
Mercer's solid income fuels savings
Mercer County's moderate-to-strong income and reasonable housing costs create opportunity for building savings and investments. Focus on employer-sponsored retirement plans, home equity accumulation, and consistent contributions to investment accounts to transform steady earnings into generational wealth.
Frequently Asked Questions
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Your income is above the Mercer County median
County median: $63,115 per year
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vs. State Average
+13%
vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.