Montcalm County, Michigan

Income Data

+1% vs. Michigan average
$64,892
Median Household Income
$29,442
Per Capita Income

At a Glance

Median Household Income
$64,892
+1% vs. state avg
Per Capita Income
$29,442
-25% vs. national
Income-to-Housing Ratio
37.7%
income as % of home value
Rank in Michigan
#28 / 83
by median household income

How Montcalm County Compares

Montcalm County$64,892
Michigan Average$64,304
National Median$74,755

Detailed Income Statistics

$64,892
Median Household Income
$29,442
Per Capita Income
$172,100
Median Home Value
37.7%
Income-to-Housing Ratio

Data Story

About Household Income in Montcalm County, Michigan

Montcalm trails the national average

Montcalm County's median household income of $64,892 falls approximately $9,900 short of the national median of $74,755. This 13% gap reflects slightly lower earning power than the typical American household.

Just above Michigan county average

Montcalm's median household income of $64,892 exceeds Michigan's county average of $64,304 by roughly $600. The county sits near the middle of Michigan's 83 counties in household income rankings.

Mid-range earner in west-central Michigan

Montcalm's $64,892 median sits between Missaukee ($61,868) to the north and Newaygo ($61,931) to the west. Only Monroe County to the southeast and Oakland County further away earn meaningfully more in the broader region.

Affordable housing supports stability

A rent-to-income ratio of 16.0% places Montcalm well within healthy housing affordability, with expenses consuming less than a quarter of typical household income. The median home value of $172,100 remains accessible for households earning the county median.

Housing stability frees money for savings

Because housing costs stay below 16% of income in Montcalm, households can prioritize retirement savings and emergency funds. Even modest monthly investments can compound significantly over time when housing doesn't consume your entire budget.

Frequently Asked Questions

What is the median household income in Montcalm County, Michigan?
The median household income in Montcalm County, Michigan is $64,892, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Montcalm County?
The per capita income in Montcalm County is $29,442, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $64,892.
How does Montcalm County compare to the Michigan average?
Montcalm County's median household income of $64,892 is higher than the Michigan state average of $64,304. The per capita income is $29,442, compared to the state average of $35,451.
What is the per capita income in Montcalm County, Michigan?
The per capita income in Montcalm County, Michigan is $29,442, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Montcalm County income higher than the Michigan average?
Montcalm County's median household income of $64,892 is higher than the Michigan average of $64,304. This difference of $588 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Montcalm County rank for income in Michigan?
Montcalm County ranks #28 out of 83 counties in Michigan by median household income (1 = highest). With a median household income of $64,892 and per capita income of $29,442, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Montcalm County

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Your income is above the Montcalm County median

County median: $64,892 per year

vs. County Median

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vs. State Average

+1%

vs. National Median

-13%

vs. Montcalm County MedianAbout equal
vs. Michigan Average1% above
vs. National Median13% below

Income Adequacy

Monthly income covers median rent6.2x

Your monthly income ($5,408) vs. median rent ($867/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.