Habersham County, Georgia

Income Data

+8% vs. Georgia average
$65,622
Median Household Income
$30,661
Per Capita Income

At a Glance

Median Household Income
$65,622
+8% vs. state avg
Per Capita Income
$30,661
-22% vs. national
Income-to-Housing Ratio
31.0%
income as % of home value
Rank in Georgia
#47 / 159
by median household income

How Habersham County Compares

Habersham County$65,622
Georgia Average$60,488
National Median$74,755

Detailed Income Statistics

$65,622
Median Household Income
$30,661
Per Capita Income
$212,000
Median Home Value
31.0%
Income-to-Housing Ratio

Data Story

About Household Income in Habersham County, Georgia

Habersham moderately lags national pace

At $65,622, Habersham County's median household income trails the national median of $74,755 by 12%. The county reflects mixed economic strengths typical of North Georgia mountain and foothills counties.

Above-average income for Georgia

Habersham's median income of $65,622 surpasses Georgia's state average of $60,488 by $5,134, placing it in the state's middle-to-upper income range. The county outperforms most rural Georgia counties.

Solid income in mountain county cluster

Habersham's $65,622 exceeds Grady County ($54,312) and Haralson County ($65,016), positioning it among the stronger earners in its region. Hall County ($77,430) to the south demonstrates higher income potential in nearby areas.

Housing affordability supports growth

Habersham's 17.2% rent-to-income ratio signals excellent housing affordability, well below the 30% threshold. Median home values of $212,000 remain accessible to households earning the county median.

Build wealth with steady local income

Habersham households should capitalize on lower housing costs to maximize retirement savings and investment contributions. The favorable rent-to-income ratio creates space for both emergency funds and long-term wealth building.

Frequently Asked Questions

What is the median household income in Habersham County, Georgia?
The median household income in Habersham County, Georgia is $65,622, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Habersham County?
The per capita income in Habersham County is $30,661, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $65,622.
How does Habersham County compare to the Georgia average?
Habersham County's median household income of $65,622 is higher than the Georgia state average of $60,488. The per capita income is $30,661, compared to the state average of $31,115.
What is the per capita income in Habersham County, Georgia?
The per capita income in Habersham County, Georgia is $30,661, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Habersham County income higher than the Georgia average?
Habersham County's median household income of $65,622 is higher than the Georgia average of $60,488. This difference of $5,134 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Habersham County rank for income in Georgia?
Habersham County ranks #47 out of 159 counties in Georgia by median household income (1 = highest). With a median household income of $65,622 and per capita income of $30,661, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Habersham County

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Your income is above the Habersham County median

County median: $65,622 per year

vs. County Median

+0%

vs. State Average

+8%

vs. National Median

-12%

vs. Habersham County MedianAbout equal
vs. Georgia Average8% above
vs. National Median12% below

Income Adequacy

Monthly income covers median rent5.8x

Your monthly income ($5,469) vs. median rent ($939/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.