Somerset County, Maryland
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Somerset County Compares
Detailed Income Statistics
Income Advisory: Somerset County
Income Verdict
Somerset County has a median household income of $52,462 and per capita income of $26,031 — a gap of $26,431, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $938/month and a median household income of $52,462, rent consumes approximately 21.5% of monthly income — well within affordable thresholds.
Economic Context
With a median household income of $52,462, residents of Somerset County likely face budget constraints in higher-cost regions but may find cost of living manageable locally. Per capita income of $26,031 suggests below-average individual earnings, which may reflect local employment mix or industrial composition.
Neighbor Context
Somerset County earns approximately 44.3% below the Maryland state median household income of $94,152.
Data Story
About Household Income in Somerset County, Maryland
Somerset struggles below national average
Somerset County's median household income of $52,462 sits 30% below the U.S. median of $74,755, placing it in the bottom quartile nationally. This Eastern Shore county faces significant income headwinds compared to typical American households.
Lowest income county in Maryland
Somerset ranks last among Maryland's 24 counties, with a median income 44% below the state average of $94,152. The gap between Somerset and wealthier Maryland counties like Queen Anne's ($113,347) exceeds $60,000.
Lagging peers on the Shore
Somerset's $52,462 median income trails nearby Wicomico County ($72,861) by $20,000 and Worcester County ($81,455) by nearly $29,000. Limited job diversity and agricultural dependence constrain earning potential across the region.
Housing costs strain budgets
Somerset's 21.5% rent-to-income ratio pushes toward the affordability danger zone, leaving limited room in household budgets for emergencies. The median home value of $164,300 is lower countywide, but still represents a significant burden for median-income families.
Maximize every opportunity to save
Somerset households should prioritize building emergency savings of 3–6 months expenses before investing aggressively. Explore employer 401(k) matches, individual retirement accounts, and side income opportunities to accelerate wealth building despite modest primary income.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Somerset County
Your income is above the Somerset County median
County median: $52,462 per year
vs. County Median
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vs. State Average
-44%
vs. National Median
-30%
Income Adequacy
Your monthly income ($4,372) vs. median rent ($938/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.