Somerset County, Maryland

Income Data

-44% vs. Maryland average
$52,462
Median Household Income
$26,031
Per Capita Income

At a Glance

Median Household Income
$52,462
-44% vs. state avg
Per Capita Income
$26,031
-34% vs. national
Income-to-Housing Ratio
31.9%
income as % of home value
Rank in Maryland
#24 / 24
by median household income

How Somerset County Compares

Somerset County$52,462
Maryland Average$94,152
National Median$74,755

Detailed Income Statistics

$52,462
Median Household Income
$26,031
Per Capita Income
$164,300
Median Home Value
31.9%
Income-to-Housing Ratio

Data Story

About Household Income in Somerset County, Maryland

Somerset struggles below national average

Somerset County's median household income of $52,462 sits 30% below the U.S. median of $74,755, placing it in the bottom quartile nationally. This Eastern Shore county faces significant income headwinds compared to typical American households.

Lowest income county in Maryland

Somerset ranks last among Maryland's 24 counties, with a median income 44% below the state average of $94,152. The gap between Somerset and wealthier Maryland counties like Queen Anne's ($113,347) exceeds $60,000.

Lagging peers on the Shore

Somerset's $52,462 median income trails nearby Wicomico County ($72,861) by $20,000 and Worcester County ($81,455) by nearly $29,000. Limited job diversity and agricultural dependence constrain earning potential across the region.

Housing costs strain budgets

Somerset's 21.5% rent-to-income ratio pushes toward the affordability danger zone, leaving limited room in household budgets for emergencies. The median home value of $164,300 is lower countywide, but still represents a significant burden for median-income families.

Maximize every opportunity to save

Somerset households should prioritize building emergency savings of 3–6 months expenses before investing aggressively. Explore employer 401(k) matches, individual retirement accounts, and side income opportunities to accelerate wealth building despite modest primary income.

Frequently Asked Questions

What is the median household income in Somerset County, Maryland?
The median household income in Somerset County, Maryland is $52,462, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Somerset County?
The per capita income in Somerset County is $26,031, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $52,462.
How does Somerset County compare to the Maryland average?
Somerset County's median household income of $52,462 is lower than the Maryland state average of $94,152. The per capita income is $26,031, compared to the state average of $46,948.
What is the per capita income in Somerset County, Maryland?
The per capita income in Somerset County, Maryland is $26,031, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Somerset County a low-income area in Maryland?
Somerset County's median household income of $52,462 is below the Maryland average of $94,152. The per capita income of $26,031 is also lower than the state average of $46,948. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Somerset County rank for income in Maryland?
Somerset County ranks #24 out of 24 counties in Maryland by median household income (1 = highest). With a median household income of $52,462 and per capita income of $26,031, it falls in the bottom third of counties statewide.

Income Comparison Calculator

See how your household income compares in Somerset County

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Your income is above the Somerset County median

County median: $52,462 per year

vs. County Median

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vs. State Average

-44%

vs. National Median

-30%

vs. Somerset County MedianAbout equal
vs. Maryland Average44% below
vs. National Median30% below

Income Adequacy

Monthly income covers median rent4.7x

Your monthly income ($4,372) vs. median rent ($938/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.