Somerset County, Maryland
Income Data
At a Glance
How Somerset County Compares
Detailed Income Statistics
Data Story
About Household Income in Somerset County, Maryland
Somerset struggles below national average
Somerset County's median household income of $52,462 sits 30% below the U.S. median of $74,755, placing it in the bottom quartile nationally. This Eastern Shore county faces significant income headwinds compared to typical American households.
Lowest income county in Maryland
Somerset ranks last among Maryland's 24 counties, with a median income 44% below the state average of $94,152. The gap between Somerset and wealthier Maryland counties like Queen Anne's ($113,347) exceeds $60,000.
Lagging peers on the Shore
Somerset's $52,462 median income trails nearby Wicomico County ($72,861) by $20,000 and Worcester County ($81,455) by nearly $29,000. Limited job diversity and agricultural dependence constrain earning potential across the region.
Housing costs strain budgets
Somerset's 21.5% rent-to-income ratio pushes toward the affordability danger zone, leaving limited room in household budgets for emergencies. The median home value of $164,300 is lower countywide, but still represents a significant burden for median-income families.
Maximize every opportunity to save
Somerset households should prioritize building emergency savings of 3–6 months expenses before investing aggressively. Explore employer 401(k) matches, individual retirement accounts, and side income opportunities to accelerate wealth building despite modest primary income.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Somerset County median
County median: $52,462 per year
vs. County Median
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vs. State Average
-44%
vs. National Median
-30%
Income Adequacy
Your monthly income ($4,372) vs. median rent ($938/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.