Hoke County, North Carolina
Income Data
At a Glance
How Hoke County Compares
Detailed Income Statistics
Data Story
About Household Income in Hoke County, North Carolina
Hoke trails nation by $14,600
Hoke County's median household income of $60,095 falls short of the national median of $74,755 by roughly $14,600, positioning it in the lower-middle tier of American counties. The county earns slightly below state average, reflecting a rural economy with limited access to major metropolitan wage centers.
Hoke slightly below state average
At $60,095, Hoke County's median household income trails North Carolina's state average of $61,072 by just under $1,000, placing it near the state median. The county's per capita income of $29,575 falls below the state average of $33,920, suggesting concentration of earnings among fewer households.
Hoke mid-tier among peer counties
Hoke's $60,095 median household income ranks below Harnett ($69,012) and Henderson ($67,623) but slightly above Haywood ($61,001) and rivals Guilford. The county represents a typical small rural economy with modest earning capacity, neither among the strongest nor most challenged in the region.
Rent at upper limit, homes modestly priced
At 20.9% of income, Hoke's rent-to-income ratio approaches the threshold of affordability strain, leaving tight household budgets after rent is paid. The median home value of $196,000 requires substantial down payment relative to median income, making homeownership a stretch for many Hoke households.
Small savings steps, long-term thinking
Hoke households should start with $500–$1,000 emergency savings, then commit to automatic contributions of $30–$75 monthly to employer retirement plans or IRAs. Over 30 years, consistent modest investing at 6–7% returns can grow to $75,000–$100,000, providing meaningful retirement security despite current modest income levels.
Frequently Asked Questions
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Income Comparison Calculator
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County median: $60,095 per year
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vs. National Median
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.