Cecil County, Maryland

Income Data

-3% vs. Maryland average
$91,146
Median Household Income
$42,560
Per Capita Income

At a Glance

Median Household Income
$91,146
-3% vs. state avg
Per Capita Income
$42,560
+8% vs. national
Income-to-Housing Ratio
29.2%
income as % of home value
Rank in Maryland
#12 / 24
by median household income

How Cecil County Compares

Cecil County$91,146
Maryland Average$94,152
National Median$74,755

Detailed Income Statistics

$91,146
Median Household Income
$42,560
Per Capita Income
$311,800
Median Home Value
29.2%
Income-to-Housing Ratio

Data Story

About Household Income in Cecil County, Maryland

Cecil County exceeds national income benchmark

Cecil County's median household income of $91,146 runs 22% above the national median of $74,755, solidifying its standing as a prosperous U.S. county. This reflects Cecil's position as both an independent economic center and a commuter community for Baltimore and Philadelphia.

Mid-to-upper tier income ranking in Maryland

Cecil County's median household income of $91,146 ranks in the upper-middle tier of Maryland counties, nearly matching the state average of $94,152. The county's per capita income of $42,560 trails the state average of $46,948 somewhat, reflecting income concentration.

Strongest income in northeast Maryland

Cecil County's median household income of $91,146 leads northern Maryland, exceeding Caroline County ($66,368) and Allegany County ($57,393), while competing closely with Baltimore County ($90,904). It ranks as the northeast's economic anchor.

Strong affordability across housing market

Cecil County's rent-to-income ratio of 18.0% indicates comfortable housing affordability, well below the 30% cost-burden threshold. Median home values of $311,800 remain accessible for households earning the county median income.

Build wealth through consistent investing

Cecil County's solid household incomes support both homeownership and meaningful retirement and investment savings. Establish automatic contributions to retirement accounts, explore low-cost index fund investments, and work toward building a diversified portfolio for long-term financial security.

Frequently Asked Questions

What is the median household income in Cecil County, Maryland?
The median household income in Cecil County, Maryland is $91,146, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Cecil County?
The per capita income in Cecil County is $42,560, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $91,146.
How does Cecil County compare to the Maryland average?
Cecil County's median household income of $91,146 is lower than the Maryland state average of $94,152. The per capita income is $42,560, compared to the state average of $46,948.
What is the per capita income in Cecil County, Maryland?
The per capita income in Cecil County, Maryland is $42,560, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Cecil County a low-income area in Maryland?
Cecil County's median household income of $91,146 is below the Maryland average of $94,152. The per capita income of $42,560 is also lower than the state average of $46,948. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Cecil County rank for income in Maryland?
Cecil County ranks #12 out of 24 counties in Maryland by median household income (1 = highest). With a median household income of $91,146 and per capita income of $42,560, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Cecil County

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Your income is above the Cecil County median

County median: $91,146 per year

vs. County Median

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vs. State Average

-3%

vs. National Median

+22%

vs. Cecil County MedianAbout equal
vs. Maryland Average3% below
vs. National Median22% above

Income Adequacy

Monthly income covers median rent5.6x

Your monthly income ($7,596) vs. median rent ($1,367/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.