Santa Rosa County, Florida
Income Data
U.S. Census Bureau ACSAt a Glance
Economic Indicators
How Santa Rosa County Compares
Detailed Income Statistics
Income Advisory: Santa Rosa County
Income Verdict
Santa Rosa County has a median household income of $88,968 and per capita income of $41,388 — a gap of $47,580, suggesting a typical mix of dual-income and single-earner households.
Housing Affordability
With median gross rent at $1,445/month and a median household income of $88,968, rent consumes approximately 19.5% of monthly income — well within affordable thresholds.
Economic Context
A median household income of $88,968 suggests moderate-to-strong purchasing power, generally sufficient to cover essentials with room for discretionary spending in most markets. Per capita income of $41,388 is in line with national norms for individual earners.
Neighbor Context
Santa Rosa County earns approximately 35.9% above the Florida state median household income of $65,468, positioning it favorably within the state.
Data Story
About Household Income in Santa Rosa County, Florida
Santa Rosa leads national income rankings
Santa Rosa County's median household income of $88,968 outpaces the national median of $74,755 by 19%, ranking it among the nation's highest-earning counties. This strong performance reflects the county's military presence, stable defense contracting jobs, and growing professional services sector.
Florida's highest-income county
At $88,968, Santa Rosa County leads all Florida counties and exceeds the state average of $65,468 by $23,500—a 36% premium. This commanding lead positions Santa Rosa as Florida's premier wealth-earning county, driven by military payroll and skilled workforce diversity.
Outearns all regional and state peers
Santa Rosa's $88,968 income substantially exceeds all surveyed counties, including affluent Palm Beach ($81,115) and Sarasota ($80,633). The county's unique military-industrial base creates income stability and high-wage opportunities unavailable in most Florida regions.
Excellent income-to-cost-of-living ratio
Santa Rosa boasts the nation's best rent-to-income ratio at 19.5%, meaning housing consumes less than one-fifth of typical earnings. With median home values of $302,100 and strong income, homeownership is readily affordable and leaves substantial discretionary income.
Aggressive wealth building opportunity
Santa Rosa County's $89,000 median income and low housing costs create ideal conditions for wealth acceleration through maximum retirement contributions and diversified investments. Households can comfortably save 20-30% of income, enabling early retirement and substantial asset accumulation.
Frequently Asked Questions
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Income Comparison Calculator
See how your household income compares in Santa Rosa County
Your income is above the Santa Rosa County median
County median: $88,968 per year
vs. County Median
+0%
vs. State Average
+36%
vs. National Median
+19%
Income Adequacy
Your monthly income ($7,414) vs. median rent ($1,445/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.