Santa Rosa County, Florida
Income Data
At a Glance
How Santa Rosa County Compares
Detailed Income Statistics
Data Story
About Household Income in Santa Rosa County, Florida
Santa Rosa leads national income rankings
Santa Rosa County's median household income of $88,968 outpaces the national median of $74,755 by 19%, ranking it among the nation's highest-earning counties. This strong performance reflects the county's military presence, stable defense contracting jobs, and growing professional services sector.
Florida's highest-income county
At $88,968, Santa Rosa County leads all Florida counties and exceeds the state average of $65,468 by $23,500—a 36% premium. This commanding lead positions Santa Rosa as Florida's premier wealth-earning county, driven by military payroll and skilled workforce diversity.
Outearns all regional and state peers
Santa Rosa's $88,968 income substantially exceeds all surveyed counties, including affluent Palm Beach ($81,115) and Sarasota ($80,633). The county's unique military-industrial base creates income stability and high-wage opportunities unavailable in most Florida regions.
Excellent income-to-cost-of-living ratio
Santa Rosa boasts the nation's best rent-to-income ratio at 19.5%, meaning housing consumes less than one-fifth of typical earnings. With median home values of $302,100 and strong income, homeownership is readily affordable and leaves substantial discretionary income.
Aggressive wealth building opportunity
Santa Rosa County's $89,000 median income and low housing costs create ideal conditions for wealth acceleration through maximum retirement contributions and diversified investments. Households can comfortably save 20-30% of income, enabling early retirement and substantial asset accumulation.
Frequently Asked Questions
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Income Comparison Calculator
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Your income is above the Santa Rosa County median
County median: $88,968 per year
vs. County Median
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vs. State Average
+36%
vs. National Median
+19%
Income Adequacy
Your monthly income ($7,414) vs. median rent ($1,445/mo). A ratio of 3.3x or higher means rent is under 30% of income.
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Compare RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.