Santa Rosa County, Florida

Income Data

+36% vs. Florida average
$88,968
Median Household Income
$41,388
Per Capita Income

At a Glance

Median Household Income
$88,968
+36% vs. state avg
Per Capita Income
$41,388
+5% vs. national
Income-to-Housing Ratio
29.4%
income as % of home value
Rank in Florida
#2 / 67
by median household income

How Santa Rosa County Compares

Santa Rosa County$88,968
Florida Average$65,468
National Median$74,755

Detailed Income Statistics

$88,968
Median Household Income
$41,388
Per Capita Income
$302,100
Median Home Value
29.4%
Income-to-Housing Ratio

Data Story

About Household Income in Santa Rosa County, Florida

Santa Rosa leads national income rankings

Santa Rosa County's median household income of $88,968 outpaces the national median of $74,755 by 19%, ranking it among the nation's highest-earning counties. This strong performance reflects the county's military presence, stable defense contracting jobs, and growing professional services sector.

Florida's highest-income county

At $88,968, Santa Rosa County leads all Florida counties and exceeds the state average of $65,468 by $23,500—a 36% premium. This commanding lead positions Santa Rosa as Florida's premier wealth-earning county, driven by military payroll and skilled workforce diversity.

Outearns all regional and state peers

Santa Rosa's $88,968 income substantially exceeds all surveyed counties, including affluent Palm Beach ($81,115) and Sarasota ($80,633). The county's unique military-industrial base creates income stability and high-wage opportunities unavailable in most Florida regions.

Excellent income-to-cost-of-living ratio

Santa Rosa boasts the nation's best rent-to-income ratio at 19.5%, meaning housing consumes less than one-fifth of typical earnings. With median home values of $302,100 and strong income, homeownership is readily affordable and leaves substantial discretionary income.

Aggressive wealth building opportunity

Santa Rosa County's $89,000 median income and low housing costs create ideal conditions for wealth acceleration through maximum retirement contributions and diversified investments. Households can comfortably save 20-30% of income, enabling early retirement and substantial asset accumulation.

Frequently Asked Questions

What is the median household income in Santa Rosa County, Florida?
The median household income in Santa Rosa County, Florida is $88,968, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Santa Rosa County?
The per capita income in Santa Rosa County is $41,388, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $88,968.
How does Santa Rosa County compare to the Florida average?
Santa Rosa County's median household income of $88,968 is higher than the Florida state average of $65,468. The per capita income is $41,388, compared to the state average of $35,698.
What is the per capita income in Santa Rosa County, Florida?
The per capita income in Santa Rosa County, Florida is $41,388, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Why is Santa Rosa County income higher than the Florida average?
Santa Rosa County's median household income of $88,968 is higher than the Florida average of $65,468. This difference of $23,500 can be attributed to factors such as local industry mix, proximity to major employment centers, educational attainment levels, and cost of living. Counties with higher incomes often have a greater concentration of professional and technical occupations.
How does Santa Rosa County rank for income in Florida?
Santa Rosa County ranks #2 out of 67 counties in Florida by median household income (1 = highest). With a median household income of $88,968 and per capita income of $41,388, it falls in the top third of counties statewide.

Income Comparison Calculator

See how your household income compares in Santa Rosa County

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County median: $88,968 per year

vs. County Median

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vs. State Average

+36%

vs. National Median

+19%

vs. Santa Rosa County MedianAbout equal
vs. Florida Average36% above
vs. National Median19% above

Income Adequacy

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Your monthly income ($7,414) vs. median rent ($1,445/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.