IncomeBy County

Baltimore County, Maryland

Income Data

U.S. Census Bureau ACS
-3% vs. Maryland average
$90,904
Median Household Income
$48,196
Per Capita Income

At a Glance

Median Household Income
$90,904
-3% vs. state avg
Per Capita Income
$48,196
+22% vs. national
Income-to-Housing Ratio
27.5%
income as % of home value
Rank in Maryland
#13 / 24
by median household income

Economic Indicators

Unemployment Rate
N/A
Labor Force Participation
N/A

How Baltimore County Compares

Baltimore County$90,904
Maryland Average$94,152
National Median$74,755

Detailed Income Statistics

$90,904
Median Household Income
$48,196
Per Capita Income
$330,000
Median Home Value
27.5%
Income-to-Housing Ratio

Income Advisory: Baltimore County

Income Verdict

Baltimore County has a median household income of $90,904 and per capita income of $48,196 — a gap of $42,708, suggesting a typical mix of dual-income and single-earner households.

Housing Affordability

With median gross rent at $1,566/month and a median household income of $90,904, rent consumes approximately 20.7% of monthly income — well within affordable thresholds.

Economic Context

The median household income of $90,904 places Baltimore County in a high-earning tier, supporting strong purchasing power and above-average consumer spending. Per capita income of $48,196 reflects a relatively affluent population with substantial individual earning capacity.

Neighbor Context

Baltimore County earns approximately 3.4% below the Maryland state median household income of $94,152.

Data Story

About Household Income in Baltimore County, Maryland

Baltimore County exceeds national income average

Baltimore County's median household income of $90,904 runs 22% above the national median of $74,755, solidifying its position as an above-average U.S. county. This affluence reflects a diverse economic base spanning healthcare, professional services, and technology sectors.

Mid-tier income ranking in Maryland

Baltimore County's median household income of $90,904 ranks in the middle-to-upper tier of Maryland jurisdictions, trailing only the state average of $94,152 by a slim margin. The county's per capita income of $48,196 nearly matches the state average of $46,948.

Strong income in Baltimore region

Baltimore County's median household income of $90,904 surpasses Baltimore City ($59,623) by 52% and competes closely with Cecil County ($91,146). It trails wealthier suburban counties like Anne Arundel ($120,324), Calvert ($132,059), and Carroll ($115,876).

Housing costs manageable for most households

Baltimore County's rent-to-income ratio of 20.7% indicates reasonable housing affordability relative to income, though slightly elevated compared to less expensive regions. Median home values of $330,000 remain accessible to households earning the county median income.

Build long-term wealth with steady income

Baltimore County's solid household incomes provide a foundation for consistent retirement saving and investment growth. Maximize employer 401(k) matches, contribute to IRAs, and consider working with a fee-only financial advisor to develop a personalized wealth-building strategy.

Frequently Asked Questions

What is the median household income in Baltimore County, Maryland?
The median household income in Baltimore County, Maryland is $90,904, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. This represents the midpoint of all household incomes in the county.
How much do people earn in Baltimore County?
The per capita income in Baltimore County is $48,196, which represents the average income per person across the entire county population. The median household income — which accounts for all earners in a household — is $90,904.
How does Baltimore County compare to the Maryland average?
Baltimore County's median household income of $90,904 is lower than the Maryland state average of $94,152. The per capita income is $48,196, compared to the state average of $46,948.
What is the per capita income in Baltimore County, Maryland?
The per capita income in Baltimore County, Maryland is $48,196, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates. Per capita income is calculated by dividing total personal income by total population, providing an average income figure per resident.
Is Baltimore County a low-income area in Maryland?
Baltimore County's median household income of $90,904 is below the Maryland average of $94,152. The per capita income of $48,196 is also comparable to the state average of $46,948. Lower incomes can reflect the local economic base, rural vs. urban location, and employment opportunities available in the area.
How does Baltimore County rank for income in Maryland?
Baltimore County ranks #13 out of 24 counties in Maryland by median household income (1 = highest). With a median household income of $90,904 and per capita income of $48,196, it falls in the middle third of counties statewide.

Income Comparison Calculator

See how your household income compares in Baltimore County

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Your income is above the Baltimore County median

County median: $90,904 per year

vs. County Median

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vs. State Average

-3%

vs. National Median

+22%

vs. Baltimore County MedianAbout equal
vs. Maryland Average▼ 3% below
vs. National Median▲ 22% above

Income Adequacy

Monthly income covers median rent4.8x

Your monthly income ($7,575) vs. median rent ($1,566/mo). A ratio of 3.3x or higher means rent is under 30% of income.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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